All Things #Retirement - Editor, Retirement Weekly; Columnist/Contributor, MarketWatch, Wall Street Journal & USA TODAY; Adjunct @ Salem State Univ.; Speaker

Q & A: Do I need Medicare Part B coverage? — By Question: I am a retired federal employee and both my wife and I are covered by the Federal Employees Health Benefits (FEHB) program. We are both 65 and I am considering the need for Medicare Part B.

Retirement news: The week in review — By From PlanSponsor 1. If today's working-age households had the same level of student debt as those recently leaving college, an additional 4.6% would be at risk of having inadequate income in retirement, researchers found. Read more. 2.

Retirement research worth reading

Investments for retirement — By State Street Global Advisors has filed with the Securities and Exchange Commission for an exchange-traded fund investing in fixed-income securities. The SPDR Dorsey Wright Fixed Income Allocation ETF would track a Dorsey Wright index made up of SPDR ETFs.

Will your job benefits get better this year? — By If your finances don't improve this year, don't blame your employer. Blame yourself. Yes, employers - mostly large and some smallish - are expected to offer workers this year more tools and services to improve finances, according to Aon Hewitt's 2016 Hot Topics in Retirement and Financial Well-Being report.

Paying for health costs in retirement — By The average per-person, out-of-pocket spending for households ages 65 and older during a two-year period on doctor visits, dentist visits and prescription drugs (referred to collectively as recurring health-care services) is roughly $2,500 for both single and couple households, according to new report published by the Employee Benefit Research Institute (EBRI).

Investments for retirement — By Elevation ETF Trust has filed with the Securities and Exchange Commission for an exchange-traded fund investing in global water-related businesses that serve energy, industrial and utility companies. The Summit Water ETF would track the Zacks Global Water Index.

Investment commentary roundup — By From S&P Capital IQ + SNL Should the S&P 500 slip into its 13th bear market since WWII, and its performance emulates the average for all bear markets, history says be prepared for a total price decline of more than 30% that will take an additional five months to bottom after finally falling through the 20% decline threshold (in other words, take 14 months to go from peak to trough), and then take nearly two years to get back to break-even.

Retirement research worth reading — By 1. Medicare Payment Advisory Commission [MEDPAC]/Medicaid and CHIP Payment and Access Commission: Beneficiaries Dually Eligible For Medicare And Medicaid: Data Book 2. U.S. National Center for Health Statistics: Mortality Among Centenarians in the United States, 2000-2014 3.

One more nail in the coffin for using income-replacement rates for retirement planning — By The income replacement rate (that being income immediately following retirement divided by income immediately preceding retirement) has become widely used as a measure of economic preparation for retirement. But a new study by Michael Hurd and Susann Rohwedder, both with the RAND Corporation, suggests that a number of relevant issues are not adequately captured by the replacement rate concept.
Jan 23, 2016

Good-bye income-replacement rates for #retirement planning Q&A w/ RAND's Michael Hurd & Susann Rohwedder

Jan 26, 2016

ICYMI: Q&A w/ Michael Hurd & Susann Rohwedder of @MRRCumich on income-replacement rates for #retirement planning

More Articles →
Feb 05, 2016

Hiding money or income offshore? That's on the IRS's 'Dirty Dozen' list of 'tax scams… via @GovDelivery

Feb 04, 2016

RT @KathPender: California unveils blueprint for payroll-deduction IRA for private-sector workers who lack coverage… via @sfchronicle

Feb 04, 2016

RT @fi360: Legislative efforts to stop #DOL #fiduciary rule destined to fail.

Feb 04, 2016

Will financial services industry sue the Labor Department if it doesn't like final wording of the fiduciary rule?…

Feb 04, 2016

Return Preparer Fraud on list of IRS' annual “Dirty Dozen” tax scams to avoid during filing season… via @GovDelivery

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