Sandra Block on Muck Rack

Sandra Block Verified

Washington, DC
Senior Associate Editor, Kiplinger's Personal Finance

Senior associate editor for Kiplinger's Personal Finance. Proud West Virginian. I read a lot of books.

Retirement: Some like it hot - Tulsa World: Business — Population: 53,326 Median home price: $218,000 Cool feature: The Ringling estate's museums Life in this small city moves a bit more slowly than in St. Petersburg and Tampa, both of which are about an hour's drive away. But Sarasota offers plenty of amenities, such as the many restaurants and 130-plus stores in the island shopping center of St.

Family finances: Best ways to pay overseas - Tulsa World: Business — It's also useful to have a credit card that has a smart chip (a built-in microprocessor that provides an extra level of security) and that uses a personal identification number instead of a signature to verify your purchase. Most major retailers and hotels abroad will accept a magnetic-stripe card or one that has a chip but only requires your signature.

Family finances: Budgeting for an uneven income - Tulsa World: Money Power — One-third of the U.S. workforce - some 53 million Americans - work for themselves at least part time, as independent contractors, moonlighters, small-business owners or temporary workers, according to a 2014 survey by Freelancers Union and Elance-oDesk (now known as Upwork).

9 Books That Redefine 'Crazy' — Everyone is a little bit 'crazy.' At least that's my theory. And as a neurologist, I'm quasi-educated on the matter. Do I include myself in that statement? Of course I do! I wouldn't be a writer if I hadn't spent some time in therapy.

Retirement: How to help the grandkids pay for college - Tulsa World: Money Power — Anyone old enough to have grandchildren remembers when it was possible to earn enough money from summer and part-time jobs to cover college tuition. Now unless your grandchildren create the next Snapchat, that's probably not going to be an option for them. The most effective way to help your grandkids is to invest in a 529 college-savings plan.

Kiplinger: You can claim Social Security benefits if you're divorced - Tulsa World: Money Power

Retirement: claiming Social Security if you're single or widowed - Tulsa World: Money Power — If you're single, you have fewer options than your married friends. But you can still take steps to increase your lifetime benefits. Single retirees who never married don't need to concern themselves with survivor benefits. That gives single beneficiaries a less compelling reason to postpone claiming benefits after full retirement age.

Family finances: Can high earners contribute to a Roth IRA? - Tulsa World: Business — The law blocks Roth IRA contributions for singles whose modified adjusted gross income exceeds $131,000 in 2015 and for married couples whose MAGI exceeds $193,000. But there are ways to trim MAGI (for most taxpayers, MAGI and AGI are the same).

Retirement: when you should apply for Social Security - Tulsa World: Money Power — Figuring out when to apply for Social Security isn't as complicated as unraveling the human genome. It just seems that way.

Fresh Approaches to Student Debt — Over the past year, I've been helping to counsel an acquaintance-I'll call her Debbie-who has been trying to escape from student-loan hell. Back in the late 1980s, Debbie borrowed money to go to a four-year college. After struggling with her grades and being put on academic probation, she switched to a community college.
Oct 07, 2014

Kiplinger Editor's pick: Fresh solutions for #studentloandebt. Read my column for out-of-the-box ideas.

Oct 08, 2014

Kiplinger Editor's pick: In case you missed it yesterday, here's my take on fresh approaches to #studentloandebt.

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Jul 23, 2015

@JohnWaggoner Despite 6-year bull market, investors are not irrational or exuberant. And that's a good thing.

Jul 22, 2015

CFPB charges Discover with misleading private student loan borrowers; orders it to pay $18.5M

Jul 21, 2015

RT @nytimes: Rand Paul takes a match to the tax code. And a wood chipper. And a chainsaw. Watch:

Jul 21, 2015

CFPB orders Citibank to pay $700M for engaging in deceptive credit card practices.

Jul 21, 2015

RT @CNNMoneyInvest: Breaking: @CFPB orders @Citibank to pay $700 million in consumer relief for illegal credit card practices. $C

Jul 21, 2015

Think your city/county/state sales taxes are too high? Be glad you don't live in Greece.

Jul 21, 2015

@franklyHANK I'd like to talk to you for a story for Kiplinger's Personal Finance about your fundraising campaign for the Chicago nuns.

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