Sandra Block on Muck Rack

Sandra Block Verified

Washington, DC
Senior Associate Editor, Kiplinger's Personal Finance

Senior associate editor for Kiplinger's Personal Finance. Proud West Virginian. I read a lot of books.

Family finances: Best ways to pay overseas - Tulsa World: Business

tulsaworld.com — It's also useful to have a credit card that has a smart chip (a built-in microprocessor that provides an extra level of security) and that uses a personal identification number instead of a signature to verify your purchase. Most major retailers and hotels abroad will accept a magnetic-stripe card or one that has a chip but only requires your signature.

Family finances: Budgeting for an uneven income - Tulsa World: Money Power

tulsaworld.com — One-third of the U.S. workforce - some 53 million Americans - work for themselves at least part time, as independent contractors, moonlighters, small-business owners or temporary workers, according to a 2014 survey by Freelancers Union and Elance-oDesk (now known as Upwork).

9 Books That Redefine 'Crazy'

huffingtonpost.com — Everyone is a little bit 'crazy.' At least that's my theory. And as a neurologist, I'm quasi-educated on the matter. Do I include myself in that statement? Of course I do! I wouldn't be a writer if I hadn't spent some time in therapy.

Retirement: How to help the grandkids pay for college - Tulsa World: Money Power

tulsaworld.com — Anyone old enough to have grandchildren remembers when it was possible to earn enough money from summer and part-time jobs to cover college tuition. Now unless your grandchildren create the next Snapchat, that's probably not going to be an option for them. The most effective way to help your grandkids is to invest in a 529 college-savings plan.

Kiplinger: You can claim Social Security benefits if you're divorced - Tulsa World: Money Power

Retirement: claiming Social Security if you're single or widowed - Tulsa World: Money Power

tulsaworld.com — If you're single, you have fewer options than your married friends. But you can still take steps to increase your lifetime benefits. Single retirees who never married don't need to concern themselves with survivor benefits. That gives single beneficiaries a less compelling reason to postpone claiming benefits after full retirement age.

Family finances: Can high earners contribute to a Roth IRA? - Tulsa World: Business

tulsaworld.com — The law blocks Roth IRA contributions for singles whose modified adjusted gross income exceeds $131,000 in 2015 and for married couples whose MAGI exceeds $193,000. But there are ways to trim MAGI (for most taxpayers, MAGI and AGI are the same).

Retirement: when you should apply for Social Security - Tulsa World: Money Power

tulsaworld.com — Figuring out when to apply for Social Security isn't as complicated as unraveling the human genome. It just seems that way.

Fresh Approaches to Student Debt

kiplinger.com — Over the past year, I've been helping to counsel an acquaintance-I'll call her Debbie-who has been trying to escape from student-loan hell. Back in the late 1980s, Debbie borrowed money to go to a four-year college. After struggling with her grades and being put on academic probation, she switched to a community college.

Least tax-friendly states for retirees

finance.yahoo.com — These states impose the highest taxes on retirees, according to Kiplinger's 2014 analysis of state taxes. Five of them treat Social Security benefits just like Uncle Sam--taxing up to 85%. Exemptions for other types of retirement income are limited or nonexistent. (To see how retirement income is taxed by state, go to the Retiree Tax Map.)
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Jul 02, 2015

To me, the sound of someone popping bubble wrap is like nails on chalkboard, so I welcome this news. ow.ly/P6sRP

Jul 02, 2015

RT @KiplingerRetire: Robo-advisers are all the rage, but are they suitable for investors in or near retirement? mykip.co/1RU1pjT

Jul 01, 2015

RT @tpetruno: Happy Canada Day, eh. It's a good time to vacation there, with $1 U.S. worth about $1.25 Canadian. bigcharts.marketwatch.com/quickchart/qui…

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