Sandra Block on Muck Rack

Sandra Block Verified

Washington, DC
Senior Associate Editor, Kiplinger's Personal Finance
As seen in:  Yahoo , Chicago Tribune , Tulsa World

Senior associate editor for Kiplinger's Personal Finance. Proud West Virginian. I read a lot of books.

Kiplinger: You can claim Social Security benefits if you're divorced - Tulsa World: Money Power

Retirement: claiming Social Security if you're single or widowed - Tulsa World: Money Power

tulsaworld.com — If you're single, you have fewer options than your married friends. But you can still take steps to increase your lifetime benefits. Single retirees who never married don't need to concern themselves with survivor benefits. That gives single beneficiaries a less compelling reason to postpone claiming benefits after full retirement age.

Family finances: Can high earners contribute to a Roth IRA? - Tulsa World: Business

tulsaworld.com — The law blocks Roth IRA contributions for singles whose modified adjusted gross income exceeds $131,000 in 2015 and for married couples whose MAGI exceeds $193,000. But there are ways to trim MAGI (for most taxpayers, MAGI and AGI are the same).

Retirement: when you should apply for Social Security - Tulsa World: Money Power

tulsaworld.com — Figuring out when to apply for Social Security isn't as complicated as unraveling the human genome. It just seems that way.

Fresh Approaches to Student Debt

kiplinger.com — Over the past year, I've been helping to counsel an acquaintance-I'll call her Debbie-who has been trying to escape from student-loan hell. Back in the late 1980s, Debbie borrowed money to go to a four-year college. After struggling with her grades and being put on academic probation, she switched to a community college.

Least tax-friendly states for retirees

finance.yahoo.com — These states impose the highest taxes on retirees, according to Kiplinger's 2014 analysis of state taxes. Five of them treat Social Security benefits just like Uncle Sam--taxing up to 85%. Exemptions for other types of retirement income are limited or nonexistent. (To see how retirement income is taxed by state, go to the Retiree Tax Map.)

Retirement: Should I invest in a deferred-income annuity? - Tulsa World: Business

tulsaworld.com — Deferred-income annuities, also known as longevity annuities, provide a guaranteed source of income when you reach a certain age.

Retirement: the fine print on CCRCs - Tulsa World: Money Power

10 least tax-friendly states in the U.S.

finance.yahoo.com — Considering a move to another state? Not so fast. Be sure to weigh state taxes when calculating the difference in cost of living. Here is our updated 2014 list of the ten least tax-friendly states. Our choices remain the same as last year. Almost all these states levy property taxes well above the national median of $1,324.

10 great college towns to retire to

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Apr 30, 2015

RT @MarketWatch: The same pack of Marlboro cigarettes that costs you $13 in NY will cost you $1.35 in Moscow: on.mktw.net/1HxoirF

Apr 30, 2015

RT @SusSnider: 529 bill aims to reduce paperwork, allow students to use 529s to buy computers/Internet access: bit.ly/1JUYOCY

Apr 30, 2015

Former Seahawk Cortez Kennedy made millions but lived on a budget. Other '90 draft picks didn't fare as well. ow.ly/MldzE

Apr 30, 2015

Your chances of being audited have declined, but if you are, you'll have less time to defend yourself. ow.ly/Ml7Fv

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