Sandra Block on Muck Rack

Sandra Block Verified

Washington, DC
Senior Associate Editor, Kiplinger's Personal Finance
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Senior associate editor for Kiplinger's Personal Finance. Proud West Virginian. I read a lot of books.

Fresh Approaches to Student Debt — Over the past year, I've been helping to counsel an acquaintance-I'll call her Debbie-who has been trying to escape from student-loan hell. Back in the late 1980s, Debbie borrowed money to go to a four-year college. After struggling with her grades and being put on academic probation, she switched to a community college.

Least tax-friendly states for retirees — These states impose the highest taxes on retirees, according to Kiplinger's 2014 analysis of state taxes. Five of them treat Social Security benefits just like Uncle Sam--taxing up to 85%. Exemptions for other types of retirement income are limited or nonexistent. (To see how retirement income is taxed by state, go to the Retiree Tax Map.)

Retirement: Should I invest in a deferred-income annuity? - Tulsa World: Business — Deferred-income annuities, also known as longevity annuities, provide a guaranteed source of income when you reach a certain age.

Retirement: the fine print on CCRCs - Tulsa World: Money Power — Continuing care retirement communities offer beautiful surroundings and luxury amenities.

10 least tax-friendly states in the U.S. — Considering a move to another state? Not so fast. Be sure to weigh state taxes when calculating the difference in cost of living. Here is our updated 2014 list of the ten least tax-friendly states. Our choices remain the same as last year. Almost all these states levy property taxes well above the national median of $1,324.

10 great college towns to retire to — It can be easy to stay active in your golden years living near a university.

Family finances: Taxes could eat into your summer vacation — Kiplinger's Personal Finance You've probably included the cost of a room in a hotel or resort, a rental car, some nice dinners, and a few souvenirs in your travel budget. But taxes on hotels, rental cars and restaurant meals are expected to cost travelers nearly $30 per day, on average.

Tax breaks for every life stage — It's no secret that the U.S. tax code is fatter than the proverbial Manhattan phone book. Aside from what that says about our tax system, the sheer density of the code increases the risk that taxpayers--especially last-minute filers--will overlook tax deductions and credits that could save them serious money.
Oct 23, 2014

RT @janetnovack: Income limits for Roth IRA eligibility rises for 2015 --phase out will start at $183k for couples, $116k for singles.

Oct 23, 2014

Contribution limits for IRAs will remain at $5,500 in 2015; catch-up contribution for 50+ unchanged at $1,000.

Oct 23, 2014

RT @susanbgarland: IRS hikes 401(k) contribution levels for 2015 to $18,000; catch-up contributions increased to $6,000. #retirement

Oct 23, 2014

Looking for a charity that will help fight Ebola? Fidelity Charitable has some good tips here.

Oct 23, 2014

RT @singernews: More reasons to love Pittsburgh: Penguins fans sing 'O Canada' in tribute to Ottawa @YaJagoff

Oct 22, 2014

Whom are we talking about here? General Eisenhower? Jonus Salk? RT @AnupKaphle: Ben Bradlee schools a PR guy.

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