
As a single mother of a special needs child and a fourth-year medical student, Katherine Ritter sometimes needs to pay her bills using a credit card.Although she has never missed a payment and her credit remains solid, her card balances have soared.To manage her growing debt, Ritter has opened accounts, transferred balances and spoken to her credit card companies in hopes of getting lower rates. None of her efforts were particularly successful.So she was caught off guard in July when the Elite Planning Group in Tempe, Ariz., called her, unsolicited.The Elite Planning representative told her he had gotten permission to call her from a consumer credit consolidation company she had called months earlier. He said that for a one-time fee of $990.90, Elite Planning would ...
Continue reading →