After leaving my previous job, I discovered that my Edenred childcare voucher account is in credit by just over £960. My children are now 12 and 15 and so no longer uattend after school clubs. They also dislike the idea of holiday clubs, so I don't see how I will be able to spend the credit in future. Is there any way of reclaiming the tax-deduced amount?
Capital gains tax is not the only consideration. Over coming years mortgage interest will no longer be tax-deductible, so many landlords with debt are going to have to pay more income tax. Paying down mortgages with the proceeds of sales could help this. Mr Cunningham points out that the lowest-value properties in Mr Cook’s portfolio are generating the highest income: his seven studio flats bring in almost a 10pc return before costs. Mr Cunningham said these should be the last to go.
The rates of the top fixed-rate savings accounts are now up to 36pc higher than at the start of the year, analysis by Telgraph Money has found. A new market-leading one-year bond from Secure Trust Bank launched this week pays 1.9pc, ahead of Harrods Bank's one-year account, which offers 1.85pc. Secure Trust Bank also allows customers to open accounts with £1,000 whereas Harrods asks for a minimum deposit of £20,000.
Muck Rack makes it simple to find people, tweets, or articles that mention any name, keyword, company, hashtag etc. We've compiled this guide to help you make the most of your search.
Selecting a term
Start searching tweets, articles from media outlets, articles mentioned in tweets, journalists'
names, titles and bios with some suggested searches:
Companies or Topics (e.g. iPhone, Microsoft)
Phrases (e.g. "cloud computing") — use quotes to keep the terms together
Twitter handles (e.g. @username) — returns those who have mentioned or replied to
Names (e.g. "David Pogue")
Hashtags (e.g. #sxsw, #london2012)
Bio details (e.g. vegan, Olympics, father)
Muck Rack's Advanced Search allows for many boolean operators.
Find results that mention multiple specified terms, use AND or
+. For example, ensure each result contains both Elon Musk and Mark Zuckerberg by
searching Obama AND Romney or Obama + Romney.
Use the operators OR or , to broaden your search when you'd like either of
multiple terms to appear in results. (This is the default behavior of our search when no operators
are used.) For example, search for democrat OR republican to find results that refer to
Democrats and/or Republicans.
Use NOT or - to subtract results from your search. For
example, searching Disney will yield results about the Walt Disney Company as well as Walt Disney
World Resort. To exclude mentions of Disney World, search for Disney -World or Disney
When using one of these operators with a phrase, enclose it in quotation marks. For example, you can
find results about smartphones excluding Apple's iPhone 4S by searching smartphone -"iPhone
Exact case matching or punctuation
If you're searching for a brand name or keyword that relies on specific punctuation marks or capitalization, you can
find results that match your exact query by adding matchcase: before the keyword you're searching for, like matchcase:E*TRADE .
Use parentheses to separate multiple
boolean phrases. For example, to find journalists talking about having fun in Disney World or
Disneyland, search for ("disney world" OR disneyland) AND fun.
An asterisk can be used to search for any variation of a root word truncated by the asterisk. For example, searching for admin* will return results for administrator, administration, administer, administered, etc.
A near operator is an AND operator where you can control the distance between the words. You can vary the distance the near operation uses by adding a forward slash and number (between 0-99) such as strawberries NEAR/10 "whipped cream", which means the strawberries must exist within 10 words of "whipped cream".