Illustration: Lazaro Gamio/Axios The annual cost of health care for a family of four covered through a typical employer plan is an eye-watering $37,824 in 2026, according to a Milliman estimate out this week. Why it matters: For as long as I've been covering health care, there's been general recognition that if any one group can really put a dent in health care spending, it's employers. And yet, employers and workers keep shelling out more for their health care.