When trips abroad go wrong, we don't just face the hassle of making new travel arrangements - it can prove difficult or impossible to claim back the extra expense on your travel insurance.
It was coming across some long-forgotten items from my children's lives while clearing out the loft that made me pause. Hundreds of school exercise books full of excitable stories, written before inhibition set in; countless childish drawings, kept as early signs of artistic genius; vast boxes of Lego, a vintage Star Wars set and numerous once-prized action figures, including the bizarrely named Biker Mice from Mars.
In 1993, the breast cancer that had plagued Jane Plant since 1987 returned for the fifth time. It came in the shape of a secondary tumour - a lump in her neck the size of half a boiled egg. Doctors told her that she had only months to live.