The Better Business Bureau of North Alabama recently received a call from someone claiming to be a representative with Card Member Services. The caller was offering to reduce our credit card interest rate. He then stated that his records show we have been good customers and to reward us, our interest rate could be lowered to 0% — all he needed was the credit card number on the account. The Better Business Bureau employee then requested the representative to repeat his name.
Last week, a consumer called the BBB of North Alabama to report receiving an unsolicited mailing from CashNet USA. Enclosed was a check for $2,000 with terms stating the interest rate was 299%. If the consumer cashed the $2,000 check, he would have to pay back $5,980 in interest plus $2,000 principal, for a total of $7,980. CashNet USA is a lender that claims to provide short-term, small principal payday loans and lines of credit.
With most of Alabama reaching lower than normal temperatures over the past few weeks, keeping your heat on is a necessity. Although temperatures are warming this week, winter is far from over. No matter the season, it is crucial to keep the power on – which is why scammers are taking advantage of this basic but essential need.
Muck Rack makes it simple to find people, tweets, or articles that mention any name, keyword, company, hashtag etc. We've compiled this guide to help you make the most of your search.
Selecting a term
Start searching tweets, articles from media outlets, articles mentioned in tweets, journalists'
names, titles and bios with some suggested searches:
Companies or Topics (e.g. iPhone, Microsoft)
Phrases (e.g. "cloud computing") — use quotes to keep the terms together
Twitter handles (e.g. @username) — returns those who have mentioned or replied to
Names (e.g. "David Pogue")
Hashtags (e.g. #sxsw, #london2012)
Bio details (e.g. vegan, Olympics, father)
Muck Rack's Advanced Search allows for many boolean operators.
Find results that mention multiple specified terms, use AND or
+. For example, ensure each result contains both Elon Musk and Mark Zuckerberg by
searching Musk AND Zuckerberg or Musk + Zuckerberg.
Use the operators OR or , to broaden your search when you'd like either of
multiple terms to appear in results. (This is the default behavior of our search when no operators
are used). For example, results will contain either cake or cookie by searching cake OR cookie or cake,cookie
Use NOT or - to subtract results from your search. For
example, searching Disney will yield results about the Walt Disney Company as well as Walt Disney
World Resort. To exclude mentions of Disney World, search for Disney -World or Disney
When using one of these operators with a phrase, enclose it in quotation marks. For example, you can
find results about smartphones excluding Apple's iPhone 4S by searching smartphone -"iPhone
Exact case matching or punctuation
If you're searching for a brand name or keyword that relies on specific punctuation marks or capitalization, you can
find results that match your exact query by adding matchcase: before the keyword you're searching for, like matchcase:E*TRADE .
Use parentheses to separate multiple
boolean phrases. For example, to find journalists talking about having fun in Disney World or
Disneyland, search for ("disney world" OR disneyland) AND fun.
An asterisk can be used to search for any variation of a root word truncated by the asterisk. For example, searching for admin* will return results for administrator, administration, administer, administered, etc.
A near operator is an AND operator where you can control the distance between the words. You can vary the distance the near operation uses by adding a forward slash and number (between 0-99) such as strawberries NEAR/10 "whipped cream", which means the strawberries must exist within 10 words of "whipped cream".