At present, around 17 companies are approved to provide Ifisas, although according to peer-to-peer ratings agency 4thWay, only 10 "substantial" peer-to-peer providers have full FCA permission. 4thWay defines a "substantial" provider as one that has carried out enough lending activity to prove its business model. Out of those only three have launched an Ifisa.
This week's series of record highs for the FTSE 100 index has caused many investors to ask whether British shares are now too expensive and whether they should look further afield for bargain stocks. Such fears are likely to be heightened by the fact that the most popular measure of stock market valuation suggests that the London market is indeed overpriced.
One key tenet of the fund that will be shared by many investors is a long-term investment horizon. In a 2012 paper titled The Norway Model, Dr David Chambers, Prof Dimson, and Antti Ilmanen explained that as the fund has little need to be marketable, and is intended to benefit future generations, it benefits from investing in volatile holdings such as shares over the long term.
Grandad still a charmer at 95 - makes his way across the room at a family gathering, hovers in front of Nan:
Nan: "What do you want Fred?"
Him: "You looked so beautiful I had to come over to check."
Leading to this family favourite pic https://t.co/4mQqgF4qsY
Muck Rack makes it simple to find people, tweets, or articles that mention any name, keyword, company, hashtag etc. We've compiled this guide to help you make the most of your search.
Selecting a term
Start searching tweets, articles from media outlets, articles mentioned in tweets, journalists'
names, titles and bios with some suggested searches:
Companies or Topics (e.g. iPhone, Microsoft)
Phrases (e.g. "cloud computing") — use quotes to keep the terms together
Twitter handles (e.g. @username) — returns those who have mentioned or replied to
Names (e.g. "David Pogue")
Hashtags (e.g. #sxsw, #london2012)
Bio details (e.g. vegan, Olympics, father)
Muck Rack's Advanced Search allows for many boolean operators.
Find results that mention multiple specified terms, use AND or
+. For example, ensure each result contains both Elon Musk and Mark Zuckerberg by
searching Musk AND Zuckerberg or Musk + Zuckerberg.
Use the operators OR or , to broaden your search when you'd like either of
multiple terms to appear in results. (This is the default behavior of our search when no operators
are used). For example, results will contain either cake or cookie by searching cake OR cookie or cake,cookie
Use NOT or - to subtract results from your search. For
example, searching Disney will yield results about the Walt Disney Company as well as Walt Disney
World Resort. To exclude mentions of Disney World, search for Disney -World or Disney
When using one of these operators with a phrase, enclose it in quotation marks. For example, you can
find results about smartphones excluding Apple's iPhone 4S by searching smartphone -"iPhone
Exact case matching or punctuation
If you're searching for a brand name or keyword that relies on specific punctuation marks or capitalization, you can
find results that match your exact query by adding matchcase: before the keyword you're searching for, like matchcase:E*TRADE .
Use parentheses to separate multiple
boolean phrases. For example, to find journalists talking about having fun in Disney World or
Disneyland, search for ("disney world" OR disneyland) AND fun.
An asterisk can be used to search for any variation of a root word truncated by the asterisk. For example, searching for admin* will return results for administrator, administration, administer, administered, etc.
A near operator is an AND operator where you can control the distance between the words. You can vary the distance the near operation uses by adding a forward slash and number (between 0-99) such as strawberries NEAR/10 "whipped cream", which means the strawberries must exist within 10 words of "whipped cream".