Consumer reporter for CNBC.com covering personal finance, spending, travel, credit cards, etc. Host of video series $ave Me. WSJ, SmartMoney.com and MarketWatch.com alumna. Talking head. Avid reader. Newlywed. Supervisor to a two-cat demolition crew. Sometimes, I sleep.
Don't be so quick to ditch a rewards program that doesn't seem so rewarding. U.S. consumers collectively hold 3.8 billion memberships in loyalty programs, up from 3.3 billion in 2015, according to new data from research firm Colloquy. But more than half of those memberships (54 percent) are inactive, and 28 percent of consumers have abandoned a program "without ever having redeemed a point or mile."
Scholarships and grants may be covering more of the college bill, but families hoping for free money have their work cut out for them. During the 2016-17 academic year, the typical family reported receiving $8,390 in scholarships and grants — enough to cover 35 percent of their college costs, according to a new Sallie Mae report "How America Pays for College 2017." That's the largest share the survey has logged in its 10-year history. (See charts below.)
It's the rare worker who maxes out his retirement account contributions — and those savings don't come without trade-offs. "Super savers" — Americans who are putting aside at least 90 percent of the annual $18,000 employee contribution limit to their 401(k) plan — often choose to give up purchases or delay other goals to hit that savings total, according to a new report from Principal Financial. In late 2016, the firm surveyed 2,424 retirement plan participants ages 23 to 51.
Muck Rack makes it simple to find people, tweets, or articles that mention any name, keyword, company, hashtag etc. We've compiled this guide to help you make the most of your search.
Selecting a term
Start searching tweets, articles from media outlets, articles mentioned in tweets, journalists'
names, titles and bios with some suggested searches:
Companies or Topics (e.g. iPhone, Microsoft)
Phrases (e.g. "cloud computing") — use quotes to keep the terms together
Twitter handles (e.g. @username) — returns those who have mentioned or replied to
Names (e.g. "David Pogue")
Hashtags (e.g. #sxsw, #london2012)
Bio details (e.g. vegan, Olympics, father)
Muck Rack's Advanced Search allows for many boolean operators.
Find results that mention multiple specified terms, use AND or
+. For example, ensure each result contains both Elon Musk and Mark Zuckerberg by
searching Obama AND Romney or Obama + Romney.
Use the operators OR or , to broaden your search when you'd like either of
multiple terms to appear in results. (This is the default behavior of our search when no operators
are used.) For example, search for democrat OR republican to find results that refer to
Democrats and/or Republicans.
Use NOT or - to subtract results from your search. For
example, searching Disney will yield results about the Walt Disney Company as well as Walt Disney
World Resort. To exclude mentions of Disney World, search for Disney -World or Disney
When using one of these operators with a phrase, enclose it in quotation marks. For example, you can
find results about smartphones excluding Apple's iPhone 4S by searching smartphone -"iPhone
Exact case matching or punctuation
If you're searching for a brand name or keyword that relies on specific punctuation marks or capitalization, you can
find results that match your exact query by adding matchcase: before the keyword you're searching for, like matchcase:E*TRADE .
Use parentheses to separate multiple
boolean phrases. For example, to find journalists talking about having fun in Disney World or
Disneyland, search for ("disney world" OR disneyland) AND fun.
An asterisk can be used to search for any variation of a root word truncated by the asterisk. For example, searching for admin* will return results for administrator, administration, administer, administered, etc.
A near operator is an AND operator where you can control the distance between the words. You can vary the distance the near operation uses by adding a forward slash and number (between 0-99) such as strawberries NEAR/10 "whipped cream", which means the strawberries must exist within 10 words of "whipped cream".