Llloyds and Halifax customers with large overdrafts could see their bills treble when the bank overhauls its fees on November 2. As well as scrapping costly unauthorised overdraft fees, the bank is changing the way it charges customers who stay within an agreed overdraft limit. But the move will leave one in ten people worse off. Currently there are different fees and interest rates across different brands within the group. From November all accounts will charge 1p a day for every £7 borrowed.
Fraud victims who have lost their life savings are being fobbed off by Santander in as little as 24 hours, Money Mail can reveal. Customers who have lost thousands of pounds in sophisticated scams are being sent carbon-copy letters by the bank rejecting their requests for a refund. The documents all bear the same signature and use similar sentences to blame the customer for allowing a crook to get at their money. Some are identical apart from a few words.
The start of the new tax year brings with it a raft of changes and new rules that will affect how you manage your finances. Here, we take you through everything you need to know about changing tax allowances, limits and perks. The amount of money you can earn before paying any income tax will increase from £11,000 to £11,500 tomorrow. If you earn more than this you will pay 20 pc tax on anything up to £45,000, which goes up from £43,000 today.
Muck Rack makes it simple to find people, tweets, or articles that mention any name, keyword, company, hashtag etc. We've compiled this guide to help you make the most of your search.
Selecting a term
Start searching tweets, articles from media outlets, articles mentioned in tweets, journalists'
names, titles and bios with some suggested searches:
Companies or Topics (e.g. iPhone, Microsoft)
Phrases (e.g. "cloud computing") — use quotes to keep the terms together
Twitter handles (e.g. @username) — returns those who have mentioned or replied to
Names (e.g. "David Pogue")
Hashtags (e.g. #sxsw, #london2012)
Bio details (e.g. vegan, Olympics, father)
Muck Rack's Advanced Search allows for many boolean operators.
Find results that mention multiple specified terms, use AND or
+. For example, ensure each result contains both Elon Musk and Mark Zuckerberg by
searching Obama AND Romney or Obama + Romney.
Use the operators OR or , to broaden your search when you'd like either of
multiple terms to appear in results. (This is the default behavior of our search when no operators
are used.) For example, search for democrat OR republican to find results that refer to
Democrats and/or Republicans.
Use NOT or - to subtract results from your search. For
example, searching Disney will yield results about the Walt Disney Company as well as Walt Disney
World Resort. To exclude mentions of Disney World, search for Disney -World or Disney
When using one of these operators with a phrase, enclose it in quotation marks. For example, you can
find results about smartphones excluding Apple's iPhone 4S by searching smartphone -"iPhone
Exact case matching or punctuation
If you're searching for a brand name or keyword that relies on specific punctuation marks or capitalization, you can
find results that match your exact query by adding matchcase: before the keyword you're searching for, like matchcase:E*TRADE .
Use parentheses to separate multiple
boolean phrases. For example, to find journalists talking about having fun in Disney World or
Disneyland, search for ("disney world" OR disneyland) AND fun.
An asterisk can be used to search for any variation of a root word truncated by the asterisk. For example, searching for admin* will return results for administrator, administration, administer, administered, etc.
A near operator is an AND operator where you can control the distance between the words. You can vary the distance the near operation uses by adding a forward slash and number (between 0-99) such as strawberries NEAR/10 "whipped cream", which means the strawberries must exist within 10 words of "whipped cream".