For many people, buying a home requires securing a loan. Whether the loan is conventional FHA, VA or USDA, there are certain “Dos and Don’ts” that may affect the outcome of a loan request. These guidelines remain in effect before, during, and after loan approval – up until the time of closing when your loan is funded and recorded. To maintain credit worthiness throughout the home buying process DO follow these ground rules. Be sure to gather all the necessary paperwork to obtain a loan.