It goes without saying that getting your finances back on track is easier said than done. It takes hard work, commitment, and sacrifice to make real progress. Fortunately, if you have a goal and you’re willing to put a strategy in place, it is possible for everything to come together. Did you know that the average household has $17,000 worth of credit card debt in the United States? Not to mention, most people are still paying off student loans, hoping to buy a house, and desperate for a vacation.