It’s a brand new year, and with it comes a brand new opportunity to get your investments on track. And here’s the good news: You don’t necessarily have to make big changes in order to have a big impact. In fact, the sooner you start taking action, the less you’ll actually have to do, since each action will have more time for its benefits to compound. The flip side is that procrastinating will only put more pressure on you later on to make even bigger changes. All the more reason to start now!
How will you improve your financial situation this year? My guess is that you already have some ideas about what you’d like to improve. If not, you can use The New Family Financial Road Map to figure out what to prioritize first. But either way, knowing what you want to do is just the first step. And many people never take the next step for one simple reason. Figuring out HOW to do it is confusing.
For almost 10 years I used what I’ve come to call the “buffer budget”. I call it that because the entire system revolved around having three types of buffers designed to both keep me and my family out of debt and keep us on track towards our savings goals:With those buffers in place, the idea was that we wouldn’t have to stress too much the details of our spending. We could simply automate our savings and allow those buffers to absorb life’s inevitable ups and downs. And that worked for a while.
Muck Rack makes it simple to find people, tweets, or articles that mention any name, keyword, company, hashtag etc. We've compiled this guide to help you make the most of your search.
Selecting a term
Start searching tweets, articles from media outlets, articles mentioned in tweets, journalists'
names, titles and bios with some suggested searches:
Companies or Topics (e.g. iPhone, Microsoft)
Phrases (e.g. "cloud computing") — use quotes to keep the terms together
Twitter handles (e.g. @username) — returns those who have mentioned or replied to
Names (e.g. "David Pogue")
Hashtags (e.g. #sxsw, #london2012)
Bio details (e.g. vegan, Olympics, father)
Muck Rack's Advanced Search allows for many boolean operators.
Find results that mention multiple specified terms, use AND or
+. For example, ensure each result contains both Elon Musk and Mark Zuckerberg by
searching Musk AND Zuckerberg or Musk + Zuckerberg.
Use the operators OR or , to broaden your search when you'd like either of
multiple terms to appear in results. (This is the default behavior of our search when no operators
are used). For example, results will contain either cake or cookie by searching cake OR cookie or cake,cookie
Use NOT or - to subtract results from your search. For
example, searching Disney will yield results about the Walt Disney Company as well as Walt Disney
World Resort. To exclude mentions of Disney World, search for Disney -World or Disney
When using one of these operators with a phrase, enclose it in quotation marks. For example, you can
find results about smartphones excluding Apple's iPhone 4S by searching smartphone -"iPhone
Exact case matching or punctuation
If you're searching for a brand name or keyword that relies on specific punctuation marks or capitalization, you can
find results that match your exact query by adding matchcase: before the keyword you're searching for, like matchcase:E*TRADE .
Use parentheses to separate multiple
boolean phrases. For example, to find journalists talking about having fun in Disney World or
Disneyland, search for ("disney world" OR disneyland) AND fun.
An asterisk can be used to search for any variation of a root word truncated by the asterisk. For example, searching for admin* will return results for administrator, administration, administer, administered, etc.
A near operator is an AND operator where you can control the distance between the words. You can vary the distance the near operation uses by adding a forward slash and number (between 0-99) such as strawberries NEAR/10 "whipped cream", which means the strawberries must exist within 10 words of "whipped cream".