Senior associate editor for Kiplinger's Personal Finance. Proud West Virginian. I read a lot of books.

Retirement: Who needs a living trust? - Tulsa World: Columnists — A revocable living trust can be a valuable estate-planning tool for people with fractious families, a complex estate or property in more than one state. Assets placed in a living trust go directly to your heirs when you die, bypassing probate. Promoters of living trusts often play up this advantage because probate can be lengthy and costly.

Family finances: Big ideas for tax reform - Tulsa World: Money Power — Americans don't agree on much, but on one issue there's broad consensus: The tax system is a mess. Nearly 60 percent believe the tax code is so flawed that Congress should overhaul it, according to the Pew Research Center. This discontent hasn't gone unnoticed by the presidential candidates.

4 Ambitious Ideas for Tax Reform — Americans don't agree on much, but on one issue there's broad consensus: The tax system is a mess. Nearly 60% believe the tax code is so flawed that.

Family finances: What women need to know about money - Tulsa World: Money Power — First, the good news: The gender gap that has long put women at an economic disadvantage is closing. Women now graduate from college in higher numbers than men, and the pay gap narrows considerably (often to the point of disappearing) for men and women with similar educational backgrounds and jobs.

Retirement: Plan for health costs - Tulsa World: Money Power — Your health care costs are likely to rise in retirement, posing a threat to your retirement security. Fidelity Investments estimates that a 65-year-old couple who retired in 2015 will spend $245,000 on health care in retirement. That's up 29 percent since 2005, reflecting rising medical costs and longer life expectancies.

Retirement: Do the math on retirement income - Tulsa World: Money Power — Couples nearing retirement have to make key decisions about where and how to live, as well as how to ensure that any pension or annuity payments go to the survivor - often the wife - and how to maximize Social Security for both of you when one spouse - often the husband - is the high earner.

Family finances: Use a side gig to help make a million - Tulsa World: Columnists — A part-time job or side gig courtesy of the sharing economy could be the ticket to generating some extra cash. If you invest the money or use it to, say, help you buy a house, you'll get closer to a $1 million goal.

Family finances: Make a million by starting your own business - Tulsa World: Columnists

How young families can build wealth - Tulsa World: Columnists — We get it. You're preoccupied with raising your children, holding onto a demanding job and maintaining your sanity during your daily commute. But consider how the steps below can help you achieve financial security. Buy a house (if it makes sense). Owning a home is the American dream.

4 Aggressive Moves in Your 40s to Achieve Long-Term Financial Goals — The kids are old enough to drive themselves to band practice, and you're planning an anniversary getaway with your spouse. Life is good. But college bills loom, and you're neglecting your retirement accounts as you sock away money for college. Beef up investing. Saving for retirement is the priority.
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Jul 27, 2016

@Kiplinger If you have a college ID, you can save big bucks on everything from museum tix to laptops. 

Jul 27, 2016

RT @UpshotNYT: X-rays are lucrative for dentists, but do you really them every year? Probably not. 

Jul 27, 2016

RT @chronicle: Get out your resumes, the Smithsonian is hiring a beer scholar: 

Jul 27, 2016

RT @cnnbrk: Money raised from Ice Bucket Challenge led to breakthrough, ALS group says.

Jul 26, 2016

A cautionary tale about online fundraising campaigns. Give to people you know and trust. http:/

Jul 26, 2016

RT @washingtonpost: Most enrollees in the federal long-term care plan are eligible for little-known benefit 

Jul 26, 2016

RT @taxtweet: do you get the premium tax credit to help cover your Obamacare insurance? time for summer checkup 

Jul 26, 2016

@washingtonpost Heartbreaking story of elder fraud. Kudos to the bank officials who stepped in to stop it. 

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