I recently saw an article in the Wall Street Journal entitled "The 19 Questions to Ask Your Financial Adviser." While these seem on the surface to be reasonable, the answers are much more complex than just yes and no. These "Top 10" articles drive me up a wall. They are often lazy, rarely look at the actual needs of the client, and in my estimation, do a great deal of damage.
In my last column I pointed out what I believe is the fundamental flaw in main-stream income planning: the notion that by increasing risk you can somehow make yourself more secure in retirement. In fact, even the CFP training materials advocate discussing adjusting risk upward if it appears the client does not have enough income to meet their needs. As I mentioned, I reject this completely. Think about it.
Eau Claire (WQOW) -- A homeless man, charged with sexually assaulting a 16-year-old girl in Eau Claire last October, pleaded guilty to three misdemeanors on Friday. Brian McClelland, who is 53, pleaded no contest to 4th degree sexual assault, public fornication, and pandering-solicitation. According to the criminal complaint, the victim was intoxicated after combining vodka and cough medicine and smoking marijuana.
Muck Rack makes it simple to find people, tweets, or articles that mention any name, keyword, company, hashtag etc. We've compiled this guide to help you make the most of your search.
Selecting a term
Start searching tweets, articles from media outlets, articles mentioned in tweets, journalists'
names, titles and bios with some suggested searches:
Companies or Topics (e.g. iPhone, Microsoft)
Phrases (e.g. "cloud computing") — use quotes to keep the terms together
Twitter handles (e.g. @username) — returns those who have mentioned or replied to
Names (e.g. "David Pogue")
Hashtags (e.g. #sxsw, #london2012)
Bio details (e.g. vegan, Olympics, father)
Muck Rack's Advanced Search allows for many boolean operators.
Find results that mention multiple specified terms, use AND or
+. For example, ensure each result contains both Elon Musk and Mark Zuckerberg by
searching Obama AND Romney or Obama + Romney.
Use the operators OR or , to broaden your search when you'd like either of
multiple terms to appear in results. (This is the default behavior of our search when no operators
are used.) For example, search for democrat OR republican to find results that refer to
Democrats and/or Republicans.
Use NOT or - to subtract results from your search. For
example, searching Disney will yield results about the Walt Disney Company as well as Walt Disney
World Resort. To exclude mentions of Disney World, search for Disney -World or Disney
When using one of these operators with a phrase, enclose it in quotation marks. For example, you can
find results about smartphones excluding Apple's iPhone 4S by searching smartphone -"iPhone
Exact case matching or punctuation
If you're searching for a brand name or keyword that relies on specific punctuation marks or capitalization, you can
find results that match your exact query by adding matchcase: before the keyword you're searching for, like matchcase:E*TRADE .
Use parentheses to separate multiple
boolean phrases. For example, to find journalists talking about having fun in Disney World or
Disneyland, search for ("disney world" OR disneyland) AND fun.
An asterisk can be used to search for any variation of a root word truncated by the asterisk. For example, searching for admin* will return results for administrator, administration, administer, administered, etc.
A near operator is an AND operator where you can control the distance between the words. You can vary the distance the near operation uses by adding a forward slash and number (between 0-99) such as strawberries NEAR/10 "whipped cream", which means the strawberries must exist within 10 words of "whipped cream".