On 22 April 2026, the United Kingdom Supreme Court (UKSC) handed down its unanimous judgment. In a decisive outcome for insurers, the UKSC held (in line with previous decisions of the Court of Appeal and Commercial Court) that furlough payments received by policyholders under the Coronavirus Job Retention Scheme (CJRS) must be deducted from business interruption claims by way of the relevant policies’ savings clauses.