Gallagher

The U.S. economy added 162,000 jobs in August The Consumer Price Index (CPI) increased 3.4% year-over-year in August Japan's 10-year government bond yield recently hit 3% Top Three Market Headlines August Jobs Report Exceeds Expectations: The U.S. economy added 162,000 jobs in August, according to the latest report issued by the U.S. Department of Labor prior to Labor Day. This far surpassed economists' consensus estimate of 53,000 gains and was the largest increase in five months.

Real estate and hospitality organizations continue to navigate a wide range of business, operational and risk management challenges. Weather-related exposures, environmental considerations, regulatory requirements, technology adoption and liability concerns, all play a role in day-to-day operations and long-term planning.

Investment conditions continue to evolve rapidly. Geopolitical uncertainty, changing market dynamics and shifting investor priorities are reshaping how organisations approach long-term investment strategy and decision-making. Against this backdrop, our 2026 conference will explore the themes shaping investment markets today and the opportunities and challenges likely to define the years ahead.

The insurance market may be softening, but the risk landscape for nonprofits remains complex. As carrier competition increases, new market capacity emerges and rates begin to moderate across several lines, many organizations are seeing some relief after years of rising costs. But meaningful challenges remain, including funding uncertainty, litigation pressures, abuse-related exposures, auto liability concerns and the growing impact of AI.

Winter can be a time when community resilience is most severely tested, challenging organisations and local authorities in ways that go far beyond property damage. A flooded community centre, an inaccessible sports facility or a prolonged power outage can interrupt services that residents rely on, particularly those who are already at risk, such as older people, carers and those receiving community support.

News & Insights Clinical Laboratory Improvement Amendments (CLIA) lab operations can create overlapping exposures that standard programs may not fully address. Here's how to reduce ambiguity before a claim arises. Author: Marissa Kearney Key takeaways CLIA-certified labs operate at the intersection of product, professional and operational risk. This makes diagnostic exposures potentially more complex. Coverage gaps often don't show up until a claim arises.

Insurance and risk management firm Gallagher is warning firms that professional, financial and reputational risks remain for DIFC firms despite the DFSA removing mandatory professional indemnity insurance for certain types of firms.

Using KYND's technographic data, Gallagher Re explores how digital footprint indicators complement traditional underwriting metrics.

What an effective AI governance framework requires AI governance doesn't require deep technical expertise. It requires disciplined risk management aligned with professional responsibility. A well-structured framework typically includes: A clear inventory and approval process for AI tools. The firm should understand which tools are in use, where they are applied and whether they meet confidentiality and security expectations.

For many government contractors, wage determinations and fringe benefit requirements represent the most complex aspect of Service Contract Act compliance. Every covered SCA contract includes a Wage Determination issued by the U.S. Department of Labor. This document establishes minimum wage rates and benefit requirements for covered employees and serves as the foundation for contract compliance.