AK&M 09 June 2026 14:46 The failure rate for applications for all retail loans (consumer loans, POS loans, credit cards, car loans, and mortgages) in May 2026 was 75.3%. This is 0.9 percentage points less than in the previous month and 3.4 percentage points lower year-on-year, according to the NBKI website. The bounce rate has been decreasing for the fourth month in a row, with the lowest value of this indicator recorded over the past year in May, the report emphasizes.