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Originally published April 14, 2025 Special to The Globe and Mail Republished with permission. Passing down wealth to your loved ones isn't always about what's in the will. With changing demographics and a recession on the horizon, it's important to think about when you want to make that transfer, says Jamie Golombek, Managing Director, Tax and Estate Planning, at CIBC. “We need to reshape the conversation and look at the bigger question: When do you do it?” says Mr. Golombek.

This article first appeared as an opinion piece in The Globe and Mail. The threat of tariffs from our closest ally and largest trading partner has ignited a surge in patriotism and sparked a national discussion about the urgent need to bolster our economic security and competitiveness. But no matter how passionately Canadians may agree on the goals, we must engineer specific actions if we hope to seize this vital moment.

You can become more climate resilient by anticipating, preparing for and learning how to respond to extreme weather events. Proactive measures can help avoid or prevent climate-related losses. Insured damage for severe weather events across Canada reached $3.1 billion in 2023 . Remember: It’s almost invariably less costly to prevent damage than to repair it.

Current episode: Thinking Outside the Box in Venture Capital with Angela Tran, General Partner at Version One Capital Angela Tran didn’t set out to be a venture capitalist; she wanted to be an engineer. However, she's leveraged the skills she learned as an engineer to help build Version One Ventures with partner Boris Wertz, a venture capital firm that has invested in some of today's biggest start-ups.

Perspectives Découvrez une sélection de contenus provenant de chefs de file du secteur et d’experts qui façonnent l’avenir de notre économie de l’innovation. Perspectives Découvrez une sélection de contenus provenant de chefs de file du secteur et d’experts qui façonnent l’avenir de notre économie de l’innovation.

Deven Parekh, directeur général d’Insight Partners, un passionné de la résolution de problèmes Comme le savent déjà les entrepreneurs et chefs de la direction, l’étape de la croissance en est une de développement de l’entreprise, ce qui exige normalement d’y injecter des fonds. C’est là qu’interviennent les gourous de l’investissement comme Deven Parekh.

Insured Annuity Facts What Is An Insured Annuity? An insured annuity is essentially a prescribed life annuity and a term life insurance policy, purchased together. An annuity provides a guaranteed regular income stream, while a term 100 life insurance policy provides a cash payout upon death. The combination of the benefits provided by these products is ideal for those seeking guaranteed income and the preservation of their capital.

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† Offer begins on August 15, 2023, at 12:01 am ET and ends on October 16, 2023, at 11:59 pm ET.