Cover

Women's Month feature 1.The health risk women cannot afford to put last - Read Article Dr Bielqees Salie, Senior Medical Officer at Old Mutual 2.Why life insurance can be a powerful advantage for women - Read Article Suzanne Stevens, BrightRock CEO 3.The POWER in women’s empowerment: Good financial advice - Read Article Sharon Hamman, Senior Legal Adviser at Momentum 4.Women may be outliving men, but are they living well?

Diseases such as prostate and testicular cancers, affect more than the men themselves – a diagnosis can impact the entire family emotionally, practically and financially. While responsibility for a man’s health should ultimately rest with him, the women in his life can be powerful supporters of early detection. Sometimes it’s the nudge that matters most.

How an unconventional career path can shape a successful journey to the top When Milandi Hugo joined the PSG graduate programme in 2016, she could not have predicted that a background in industrial engineering would one day lead her to head up Human Resources for one of South Africa's leading financial services groups. Yet, ten years later, that is exactly how her career has panned out. “A financial services business wasn’t even on my radar,” admits Hugo.

The insurance industry is at an inflection point. Volatility is reshaping risk and performance, regulatory pressures are intensifying, and customer expectations continue to rise. At the same time, data and AI are transforming how insurers operate, compete, and drive business value. In this moment of change, the organizations that lead will define what comes next. That is why Earnix EXcelerate, our flagship global event, is coming to the UK in 2026. Why Attend Earnix EXcelerate?

Precious metal shares delivered outsized returns compared to the average South African share in 2025. Metal prices rose sharply, lifting company valuations and index weights. Yet today, the outlook for commodity prices is uncertain. Are investors chasing fool’s gold, or can precious metals still outshine the rest? According to Jeff Tshikhudo, senior manager in Allan Gray’s Institutional clients’ team, there is room for precious metals in an investor’s portfolio.

The Constitutional Court settles the test for competition authority’s jurisdiction over foreign banks By Shawn van der Meulen, partner and Kelton Miller, associate, at Webber Wentzel A decade of uncertainty: resolved For over a decade, the question of whether South Africa's competition authorities have the power to prosecute foreign companies for alleged anticompetitive conduct occurring entirely offshore remained contentious.

As organised crime penetrates the criminal justice system, organised financial crime expert Chad Thomas says the Madlanga Commission is crucial for long term reform. More than a year on, and two state reports later, the Madlanga Commission is at a crucial juncture. Fundamentally different to prior corruption enquiries, it could lay the groundwork for meaningful, long-term reform of South Africa’s criminal justice system.

Martiens Barnard, Marketing Actuary at Momentum Investments One of the biggest fears retirees face is outliving their savings. For decades, the industry’s default guideline for managing living annuities has been the 4% withdrawal rule. The rule is a guideline suggesting that if retirees initially withdraw around 4% to 5% of their investment value as starting income and adjust it yearly for inflation, their income will last for 25 to 30 years.

South Africa’s fiduciary landscape is entering a period of significant change, with new legislation, greater trustee accountability and growing operational pressures reshaping the way trusts and estates are administered. In this conversation, Tony of COVER speaks with Jan du Plessis, the new CEO of FISA, about what these developments mean for fiduciary practitioners and financial advisers.

There’s something special about a girls’ trip. Whether it’s a Women’s Month spa weekend or a weeks-long road trip with your best friends, it’s all about memories you’ll laugh about for years to come. But before the playlists are finalised and the matching outfits are packed, it’s worth thinking about how much value is travelling with you. Take a peek inside your handbag. Chances are you’ll find a smartphone, sunglasses, make-up, and perhaps even a tablet.