Credible

You may qualify to have your federal student loans canceled if your school engaged in deceptive practices or violated state law. Your claim should include evidence that connects the school’s statements or promises to your decision to attend or take out federal loans. For loans disbursed on or after July 1, 2020, you may need to show that the school’s misconduct caused financial harm beyond the loan itself.

College tuition has roughly doubled over the past 30 years when adjusted for inflation. Public, in-state four-year colleges have seen the biggest percentage increase in tuition costs since 1995-96, rising faster than public two-year and private nonprofit institutions. Although many students pay less than the sticker price due to financial aid, rising tuition and fees can still cause financial strain.

An FHA 203(k) loan is a loan issued by a private lender and insured by the Federal Housing Administration. You can use it to purchase and renovate a home with funding from a single mortgage loan. An FHA 203(k) loan offers benefits, including a low down payment requirement and flexible credit qualification requirements that make homeownership easier to achieve. However, it’s not the best financing option for every homebuyer.

Rates were higher for three-year loans and lower for five-year loans during the week ending June 28, 2026: Average personal loan interest rates on 3-year loans were at 13.59% APR, down slightly from 13.66% last week and from 13.87% at this time last year. Average personal loan interest rates on 5-year loans were at 18.20% APR, up by 0.41 percentage points from 17.79% last week and down significantly from 19.53% at this time last year.

The Graduated Repayment Plan is a federal student loan repayment plan with payments that start low and increase every 2 years. Graduated repayment can cost more in interest than the Standard Repayment Plan because you pay down your loan balance more slowly at the start. Graduated repayment may work best if you need a lower payment now and expect your income to grow over 10 years.

If you have poor credit or if saving for a down payment on a house feels out of reach, an FHA loan might be the financing solution you need. FHA mortgages are insured by the Federal Housing Administration, allowing approved mortgage lenders to offer more flexible eligibility criteria. FHA loans can make homeownership more accessible for borrowers who may not qualify for conventional financing or who benefit from FHA's more flexible qualification standards.

Whether an unexpected auto repair, dental bill, or family emergency has left you scrambling to raise $1,000, you’re not alone. 37% of adults would need to borrow to cover an emergency expense of $400 or more, according to a Federal Reserve report. A $1,000 personal loan offers low rates and flexible repayment terms, which make it a manageable alternative to other short-term loan options. But you’ll need to meet a few qualification requirements.

High mortgage rates and rising home prices are two of the primary factors making it more difficult for Americans to afford a home. At the same time, housing expenses comprise more than just a monthly mortgage payment, and prospective buyers don’t always know what to expect when budgeting for homeownership. A Credible survey asked more than 1,000 homeowners how their housing costs compared to their budget expectations.

The CSS Profile is an online financial aid application some schools use to award institutional grants and scholarships. You only need to complete the CSS Profile if a college, university, or scholarship program you’re applying to requires it. The CSS Profile asks for more detailed financial information than the FAFSA, including records of untaxed income and benefits, assets, and bank statements. It costs $25 to submit an initial application, and $16 for each additional report.

A college degree can net significantly more in earnings over time than a high school diploma alone, with an average annual salary. Salaries vary widely by degree, with engineering, computer science, and business commanding some of the highest paychecks. Factors like work experience, soft skills, and extra technical skills enhance the value of a degree, even one with a lower projected salary. The average rate of return on a bachelor’s degree is 12.5%.