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All federal student loans, including parent PLUS loans, are discharged after death. What happens to a private student loan when you die depends on the lender and loan agreement. Including student loans in your estate planning can help survivors deal with discharges and debts after death. What happens to student loans when you die depends on the type of loan you have. Federal student loans, including parent PLUS loans, are discharged upon death of the borrower.

If you’re purchasing a home or looking for better (or cheaper) coverage, it pays to learn how home insurance works. We’ll talk about what’s covered or can be, how your policy limits are calculated, how “actual cash value” can reduce reimbursements, how deductibles fit in, when you need extra coverage, and how to compare quotes and insurers. Compare home insurance options Compare quotes 1.

Your home is likely your biggest investment, and it’s one worth protecting. Homeowners insurance provides financial protection in the event your home and its contents need to be repaired or replaced entirely. Home insurance offers other coverages, too, including personal liability insurance and additional structures coverage. But how much home insurance do you actually need?

There are several factors you should consider when choosing a college, including its academic fit, campus culture, and your net cost after aid. A school's estimated net price — not its sticker price — reflects what you'll actually pay after grants and aid. Create a list with 8 to 12 schools you’re considering, and visit your top picks in person on a regular school day to get a more accurate feel for daily student life.

The average cost of a bachelor’s degree is $123,960, but it can vary by the type of school, residency, major, living arrangements, and more. Applying for federal and state financial aid can help reduce college costs. While average tuition costs have increased, institutional aid can also provide assistance. The average bachelor's degree cost varies widely by school type and whether you qualify for in-state tuition. But the average cost of college can reach six figures for four years of school.

10+ years as a writer and editor. 7+ years covering personal finance, with expertise in banking, retirement, and mortgages. Work has appeared on SoFi, Forbes, Buy Side from WSJ, and The Week. Becca Stanek is a New York writer and editor with over 10 years of experience, including over seven years in personal finance. She is an expert in student and personal loans, mortgages, banking, retirement, taxes, and budgeting.

10+ years in personal finance journalism. Work has appeared on Bloomberg Businessweek, CNN, MSN, Headspace, and Investopedia. Diana Kelly Levey is a freelance writer with a journalism and magazine editing background and almost two decades of editorial experience. She is an expert on banking, credit cards, pet care, wellness, and fitness. Her editorial roles include Weight Watchers, Prevention, and Muscle & Fitness magazines, and freelance editor-in-chief at Centennial Media for over five years.

Expert in personal loans, credit cards, and insurance Two-time award-winning journalist (news features and columns) Barry Bridges has been writing and editing content aimed at helping people make good financial decisions since 2017. His areas of expertise include personal loans, credit cards, and insurance. His work has appeared on websites including Bankrate, The Simple Dollar, and NASDAQ.com.

8+ years as a personal finance writer. Certified Student Loan Counselor. Work has appeared on Newsweek Vault and U.S. News & World Report. Rebecca Safier has over eight years of experience in personal finance and higher education, specializing in student loans, financial aid, personal loans, and budgeting. She has worked as a writer at PrepScholar and as a senior writer at LendingTree and Student Loan Hero.

10+ years of experience as a personal finance writer and editor. Insurance, student loan and retirement investing expert. Work has appeared on US News & World Report, Nav and LendEDU. Bio and experience Jennifer Lobb has more than 10 years of experience covering an array of personal finance topics, including student loans, retirement investing, insurance, marketing strategy, and SMB content.