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Our thought leaders drive Crowe's vision, strategy, brand, and network collaboration, helping member firms elevate client impact, capabilities, and innovation worldwide.

As payment fraud evolves, financial services organizations are realizing that automated clearinghouse (ACH) fraud no longer occurs in isolated pockets of the payment process. Instead, fraud schemes are exploiting gaps across organizations, systems, and channels rather than purely technical vulnerabilities. That shift is reflected in Nacha’s updated fraud risk management expectations, which became effective in March 2026.

For many fintech executives, unclaimed property compliance generally has been a lower-priority operational concern, often dispersed across finance, legal, tax, or compliance functions. However, with the expansion of digital wallets, payment platforms, and digital asset ecosystems, state regulators are paying closer attention to dormant balances, inactive accounts, and customer assets that ultimately might fall under unclaimed property law. The financial implications are significant.

For many financial services organizations, cost cutting has become a reflexive response to economic pressures, margin compression, or shifting market conditions, including the perception of loosening supervisory reins. Amid cost cutting efforts, leaders often encounter pressure from executive teams to improve efficiency ratios, reduce operating expenses, or streamline operations as quickly as possible. But traditional cost reduction strategies rarely create sustainable transformation.

For many plastics manufacturers, the biggest barrier to growth is their technology environment. Fragmented systems, disconnected data, and incremental fixes limit scalability, visibility, and innovation. As market pressures accelerate and AI reshapes expectations, these limitations are becoming harder to ignore.

The financial services industry is undergoing an evolution. And with each change comes new risks and opportunities. Imagine if you could cut through the uncertainty by uniting your teams, from IT to sales, compliance, and all the way to the C-suite, around one organizational strategy. Our integrated risk management consulting team can help you develop a well-vetted plan that includes your team’s multidisciplinary viewpoints.

On May 19, 2026, the FASB issued Accounting Standards Update (ASU) 2026-02, “Environmental Credits and Environmental Credit Obligations (Topic 818).” The standard establishes guidance for accounting for environmental credits and environmental credit obligations (ECOs).

home Consulting Financial services OverviewOverviewWays we can helpRelated insightsWork with us Regulatory issues can cause a state of heightened emotions. The longer these problems take to resolve, the more challenging they become. We know what needs to be done because we understand the regulations and the regulators. We’ve worked hard to help banks and financial services companies stay compliant.

AI tools can streamline financial reporting, provided strong governance is in place that balances innovation with sound risk management practices. But can AI be trusted as it becomes part of day-to-day internal control over financial reporting (ICFR) processes and the controls behind it? Recent guidance on internal controls regarding generative AI use from the Committee of Sponsoring Organizations reinforces a useful point for finance leaders: AI does not replace the internal control framework.

home Insights Financial Institutions Executive Briefing As we move closer to the midpoint of 2026, regulators continue proving that “spring slowdown” is apparently not part of the federal vocabulary. This month brought a steady flow of proposals, finalized rules, and policy shifts from the federal banking and credit union regulators and the Securities and Exchange Commission (SEC) – with themes of modernization, simplification, and regulatory recalibration running throughout.