Image Source: Deposit Photos Insurance is one of the easiest places to overspend, and most people don’t even realize it. Bad advice, outdated assumptions, and slick marketing drive up your premiums while leaving you with less coverage than you need. Common insurance myths can make coverage more expensive, leave gaps in your policy, and quietly drain your budget. Here are the biggest insurance myths that make your coverage more expensive, plus simple ways to fix them before they cost you more money.