Dynamic Planner

We’ve long believed that closing the advice gap means making trusted advice accessible at scale using technology. Last week, the FCA’s own review of AI in financial services set out the framework for the industry to actively embrace AI and move rapidly in this direction. The Mills Review from the FCA is the first of its kind commissioned by a financial regulator anywhere in the world.

Dynamic Planner, the UK’s leading AI-powered digital advice platform, has found that the number of advice professionals already using AI has risen significantly by 46% since 2025, with 2 in 5 (41%) now using it. Most striking, is that the ‘do not plan to use’ group no longer exists and 1 in 7 (14%) are waiting for their existing technology provider to embed AI. Virtually the entire industry, 99% now say AI will be positive.

Financial happiness fell following US-Israel-Iran conflict in March 2026, yet both investment performance and financial happiness rebounded strongly within weeks Speed of recovery suggests investors developing greater resilience to geopolitical shocks, with financial happiness now back above pre-Iran conflict levels Index tracks prior months’ S&P 500 performance with striking consistency The latest findings from Dynamic Planner’s Financial Happiness Index™, a barometer built on the views of...

Market update – resilience amid uncertainty Markets continued to recover over the month, with stronger returns across the Dynamic Planner benchmarks, reflecting improving investor sentiment and a renewed willingness to engage with risk assets. While geopolitical and macroeconomic uncertainty remained firmly in the background, markets increasingly appeared willing to look through near-term disruptions and refocus on underlying economic and corporate fundamentals.

Dynamic Planner, the UK’s leading AI-powered digital advice platform, has made three senior appointments to accelerate its next phase of AI-led growth. Rory McLaren joins as Chief Technology Officer, a highly respected technologist with deep institutional experience in artificial intelligence and regulated financial services.

Chart 1 April saw a clear recovery across the Dynamic Planner Benchmarks, with returns increasing alongside risk profiles. DP4 returned 2% over the month, while DP7 rose 5.3% [see chart 1], reflecting a strong equity-led environment in which higher-risk portfolios outperformed. North America remained the largest contributor across most portfolios, supported by continued strength in US equities.

Recent geopolitical tensions and oil price shocks have triggered significant market volatility, impacting both equities and bonds. Market movements remain highly sensitive to political developments, with uncertainty driving intraday swings and risk sentiment. March delivered one of the sharper geopolitically driven drawdowns this year, with broad-based declines across the Dynamic Planner Benchmarks.

A conflict without a clear endgame It has been two weeks since the beginning of the joint US-Israel action in Iran, and there is as yet no clear end in sight, nor any coherent articulation of what the objectives and endgame of this action are. The retaliation from Iran and its proxies has been swift and disruptive — one may argue that the response has, in effect, caused more sustained disquiet than the initial action itself.

At Dynamic Planner, International Women’s Day is more than a date in the calendar; it’s a chance to reflect on the impact and ethos of ‘Give to Gain,’ a campaign which ‘emphasises the power of reciprocity and support’ as it resonates with the women driving our organisation forward.

Dynamic Planner, the UK’s leading digital advice platform, has analysed the data from 9000 Financial Wellbeing and Attitude to Risk Questionnaires*, to reveal insightful and actionable findings ahead of International Women’s Day.