EBRI Notes

Welcome Already A Member? NOT A MEMBER YET? Oct 1, 2026 , 4  pages Summary This research examines how child care responsibilities influence employment outcomes and financial wellbeing among working-age parents with children ages 14 or younger in the United States.

Welcome Already A Member? NOT A MEMBER YET? Sep 28, 2026 , 2  pages Summary New research from the Employee Benefit Research Institute (EBRI) finds that where patients receive physician-administered medications can have a major impact on health care spending in employer-sponsored health plans.

Welcome Already A Member? NOT A MEMBER YET? Sep 24, 2026 , 18  pages by Paul Fronstin M. Christopher Roebuck Summary Why does the same specialty medication cost so much more depending on where it’s administered? This study examines reimbursement differences for physician-administered outpatient drugs and finds that hospital outpatient departments are typically paid substantially more than physician offices for the same treatments.

Welcome Already A Member? NOT A MEMBER YET? Sep 15, 2026 , 3  pages Summary New research from the Employee Benefit Research Institute examines how student loan debt affects 401(k) participation, employee contribution rates, and retirement account balances among U.S. workers.

Welcome Already A Member? NOT A MEMBER YET? Sep 15, 2026 , 23  pages Summary How does student loan debt affect retirement saving, and who could benefit from a student loan retirement matching program? This EBRI Issue Brief examines how student loan borrowers differ from workers without student debt in defined contribution plan participation, contribution rates, and 401(k) account balances.

Welcome Already A Member? NOT A MEMBER YET? Sep 10, 2026 , 5  pages Summary What roles do defined contribution plans and IRAs play in retirement savings across generations? This research from the Employee Benefit Research Institute (EBRI) examines how retirement saving patterns have evolved across the Baby Boom, Generation X, and Millennial generations.

Welcome Already A Member? NOT A MEMBER YET? Sep 10, 2026 , 4  pages Summary Who is most vulnerable to financial stress from unexpected medical expenses? New research from the Employee Benefit Research Institute (EBRI) finds that unexpected medical costs are common and can create significant financial hardship for workers, even when they have health insurance coverage.

Welcome Already A Member? NOT A MEMBER YET? Sep 10, 2026 , 3  pages Summary Why do employees express interest in voluntary benefits but fail to enroll? Research from the Employee Benefit Research Institute (EBRI) suggests that the gap between employee interest and enrollment may be driven less by a lack of demand and more by challenges related to benefit awareness, understanding, affordability, and communication.

Welcome Already A Member? NOT A MEMBER YET? Aug 27, 2026 , 4  pages Summary As defined contribution plans and other individual account retirement plans have become increasingly central to retirement security, understanding how saving patterns have changed across generations is an important part of assessing long-term financial preparedness.

EBRI Issue Brief Health Savings Account Balances, Contributions, Distributions, and Other Vital Statistics, 2024: Evidence From the EBRI HSA Database Summary Key findings from 2024 year-end data include: HSA balances continued to increase over the course of the year, despite higher spending on health care. Out-of-pocket patient spending on health care increased in 2024, rising 5.9 percent over 2023.