EBRI Notes
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The mission of the Employee Benefit Research Institute (EBRI) is to contribute to, to encourage, and to enhance the development of sound employee benefit programs and sound public policy through objective research and education. Source
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| Scope | National, Trade/B2B |
|---|---|
| Language | English |
| Country | United States of America |
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| Frequency | Monthly |
Recent Articles
Search ArticlesMost HSA Holders Use Accounts for Current Expenses Rather Than Long-Term Saving
Welcome Already A Member? NOT A MEMBER YET? Jul 16, 2026 , 3 pages Summary Health savings accounts (HSAs) offer a triple tax advantage, allowing individuals to save funds to be used for medical expenses in the present or to invest them to be allocated toward medical expenses in the future. This Fast Fact delves into HSA usage as reported in the 2025 Consumer Engagement in Health Care Survey, examining why accountholders open HSAs and what they do with the funds they accrue.
From the Break Room to the Bank: The Relationship Between Workplace-Based Financial Education and Financial Capability
Welcome Already A Member? NOT A MEMBER YET? Jul 7, 2026 , 16 pages by Jake Spiegel Craig Copeland Summary Financial capability is an important skill that spans managing daily expenses, navigating financial products, planning for major life decisions such as homeownership, and preparing for retirement, ultimately helping Americans achieve financial stability and enabling them to thrive.
Provider Networks and Out-of-Pocket Costs Drive Health Plan Choice
Welcome Already A Member? NOT A MEMBER YET? Jun 25, 2026 , 3 pages Summary Choosing a health plan remains one of the most important decisions consumers make during open enrollment. This Fast Fact examines the factors that matter most when privately insured adults select coverage, finding that provider networks are the top consideration, followed by out-of-pocket costs and premiums.
New EBRI Research Finds Younger Workers Are More Likely to Be Eligible for a Retirement Plan After Changing Jobs
Welcome Already A Member? NOT A MEMBER YET? Jun 25, 2026 , 2 pages Summary New research published today by the Employee Benefit Research Institute (EBRI) finds that younger workers continue to change jobs at high rates but were more likely than workers from an earlier generation to be eligible for an employer-sponsored retirement plan after changing jobs. The findings suggest that workers from more recent generations are more likely to have retirement plan access at their current job.
Retirement Plan Eligibility Over Time: Comparing Findings From the National Longitudinal Survey of Youth 1997 Panel and the National Longitudinal Survey of Youth 1979 Panel
Welcome Already A Member? NOT A MEMBER YET? Jun 18, 2026 , 21 pages Summary Due to the importance of employer-sponsored retirement plans as the largest source of retirement funds for most Americans besides Social Security, it is worthwhile to examine how eligibility in these plans changes as a worker moves through their career path. Factors such as age, tenure, and education may make one more or less likely to be eligible for a retirement plan at a job.
Student Debt in the Baby Boom, Generation X, and Millennial Generations
Welcome Already A Member? NOT A MEMBER YET? Jun 11, 2026 , 7 pages Summary Student debt has become an increasingly important part of the financial security conversation, especially as its effects can extend well beyond early adulthood. This Fast Fact takes a closer look at how student debt compares across Baby Boom, Generation X, and Millennial families when each was at similar life stages, offering perspective on debt levels, household finances, and broader financial pressures.
Most Spend Under an Hour Choosing a Plan, as Satisfaction With Affordable Options Declines
Welcome Already A Member? NOT A MEMBER YET? Jun 4, 2026 , 3 pages Summary Open enrollment remains a key moment in how workers and families make health coverage decisions, yet the process is often shaped by limited time, limited resources, and growing affordability concerns. This EBRI Fast Fact takes a closer look at how privately insured adults approach plan selection, what information sources they rely on, and how they view the open enrollment experience.
New National Initiative Examines How Caregiving Is Reshaping the Workplace, Employee Benefits and Long-Term Financial Security
Welcome Already A Member? NOT A MEMBER YET? Jun 2, 2026 , 2 pages Summary The Employee Benefit Research Institute (EBRI) and Greenwald Research today announced the launch of Caregiving at Work, a national, multiyear initiative designed to examine how family caregiving is affecting workers, employers and the employee benefits system.
A Closer Look at 401(k) Plan Target Date Fund Investors’ Account Balance Asset Allocations Over Time
EBRI Issue Brief A Closer Look at 401(k) Plan Target Date Fund Investors’ Account Balance Asset Allocations Over Time Summary Key Findings: Drawing from the EBRI/ICI 401(k) database, this paper follows a group of consistent 401(k) plan participants over a six-year period.
Employment-Based Coverage Remains Dominant as Deductibles Become More Widespread
Welcome Already A Member? NOT A MEMBER YET? May 21, 2026 , 3 pages Summary Health coverage sources and the growing prevalence of deductibles remain central issues in the broader conversation about access, affordability, and the employee benefits landscape. This Fast Fact from EBRI and Greenwald Research takes a closer look at how privately insured adults are obtaining coverage and how plan design continues to shape the insurance experience.