Transaction Trends

The Payments Compliance Conference — D.C., is ETA’s annual, in person conference dedicated exclusively to payments compliance, bringing together payments professionals, regulators, card networks, and legal experts for in depth discussion of payments laws, regulations, and network rules. The conference is designed for payments compliance, legal, risk, and regulatory professionals, including those working at payment service providers, fintechs, banks, law firms, and payments networks.

AI-First Experiences are Reshaping the Payments Industry AI in payments is moving beyond incremental efficiency gains toward a transformation of the industry’s underlying global operating system.

FREE VIRTUAL EVENT • ETA MEMBERS ONLY Leading Trends & Innovations Hear from the leaders of ETA’s Industry Affairs Committees on what lies ahead for payments in 2026. The ETA Industry Affairs Committees are on the front lines of driving change in the payments industry.

The first-ever study detailing the economic impact of digital payments to the U.S. and each of the 50 states shows a powerful engine of economic growth, job creation, and competitiveness for businesses of all sizes.

SPONSORED WEBINAR • ETA MEMBERS & NON-MEMBERS Understanding the IRS FIRE Sunset How the Transition to IRIS Will Transform Information Return Filing November 18 • 1:30PM ET • FREE WEBINAR Join Sovos tax experts for a deep dive into what the IRS FIRE Sunset transition means for your business. We’ll break down the timeline, requirements, and risks while offering practical guidance to ensure a smooth move to IRIS.

Advent International • Adyen • Amadis • American Express • Apple • Array • Avenu Insights & Analytics • Bain & Company • Bank of America • Bank of Canada • BigCommerce • Biz2Credit • BlackRock • Blankfactor • Block (formerly Square) • Bonell Ryan Executive Search • Broadhaven Capital Partners • BSS Unit • ByteDance • Capital One • CardFlight • Celero Commerce • Chargeback Gurus • Chargebacks911 • Citigroup Global Markets • Clearent • Clearent/Xplor • CNBC • Commerce Ventures • Edison Partners...

By Aaron Willis Merchants often don’t know where to start when it comes to protecting their ecommerce website checkout pages. Here are three of the easiest and most effective steps your merchants can take right now, that will immediately improve their defenses against eskimming attacks. 1. Implement a Third-Party Hosted iframe Payment Solution A hosted iframe (such as those provided by reputable TPSPs) ensures that card data is collected in an isolated, PCI-validated environment.

The Compliance Landscape Has Shifted. So Must Your Strategy. The landscape for payments compliance is undergoing its most significant shift in years. A new administration is redefining priorities, not by stepping back, but by shifting focus. At the same time, AI, stablecoins, and hyper-active state regulators are creating a complex web of new risks. This isn't a time for a routine update. It's a moment that demands a new strategy. QUESTIONS? Contact Scott Talbott at stalbott@electran.org.

Navigate the Next Wave of Canadian Payments A powerful confluence of regulation and technological acceleration is redefining Canada's payments ecosystem. The strategic implementation of Open Banking, the Real-Time Rail, and new retail payments frameworks is now underway —while AI reshapes the core of payments operations, from risk management to customer experience. This is where leadership meets execution. Connect the dots between policy, technology, and your competitive advantage.

Payments is at an inflection point and markets are taking note. Agentic AI is moving from concept to commerce. Stablecoins are becoming infrastructure, not experiments. M&A activity is picking up as companies seek capabilities they can't build internally. Success depends on understanding both what investors are backing and technology that's redefining the industry — most see only one side. Attend for the complete perspective. Media will not be invited.