Equifax

Home Business Insights Blog Turning Financial Blind Spots into Profitable Portfolios: The Ataeva Advantage Financial institutions can eliminate misdirected marketing and improve campaign conversion by using TAPS and CYM to identify prospects that align with specific profitability goals. Leveraging differentiated credit data allows institutions to right-size credit lines and capture competitor yield, positioning themselves as supportive partners while driving growth.

Home Business Insights Blog Data-Driven Defense: Mastering Operational Efficiency in a Dynamic Mortgage Market Operational Efficiency: Lenders can significantly reduce cost-to-originate and minimize late-stage fallout by shifting income and employment verification to the prequalification stage.

The Q1 2026 Equifax Market Pulse Index report shows a widening disconnect between strong consumer spending, which rose to nearly $16.8 trillion and real household financial capacity. While top-line macro indicators remain elevated and consumer sentiment rose slightly to 55.4, the index captured growing underlying strain. Bankcard balances hit record highs, and personal savings plummeted to $745.6 billion — less than half of 2021 levels.

Home Business Insights Blog Starting Your Own Business? Here’s the First Step You Should Take Separate your cash flow: Open a business banking account, and be careful not to use it for personal expenses. Start small with loans: Instead of applying for a huge loan amount, look into smaller loans — like a line of credit from an office supply store or a small vendor.

Analysis of First Quarter 2026 Data Uncovers Accelerated Migration of Consumers Toward the Extremes of Economic stability and Pressure , /PRNewswire/ -- Equifax® (NYSE: EFX) today released its first quarter 2026 Market Pulse Index, a measure of U.S. consumer financial health derived from anonymized credit, debt, income, and asset data along with VantageScore insights.

Strategic Acquisition of Fastest-Growing Credit Bureau in Mexico Expands Equifax International Presence; Aligned with Equifax Strategy to Invest in Bolt-On Acquisitions: Offers Círculo de Crédito Customers Access to Cloud-Native Capabilities and PatentedEFX.AITechnology to Accelerate Customer Growth and Financial Inclusion Investor Call and Webcast to be Held on July 7 at 8:30 a.m. Eastern Time ,/PRNewswire/ -- Equifax® (NYSE:EFX) has signed a definitive agreement to acquire Círculo de...

, /PRNewswire/ -- Equifax® (NYSE: EFX) will announce its financial results for the second quarter ended June 30, 2026, in a release to be issued on Tuesday, July 21, at 6:30 a.m. Eastern Time (ET). Equifax will host a conference call at 8:30 a.m. ET on July 21, in which senior management will discuss financial and business results for the quarter. Related presentation materials will be published on investor.equifax.com on July 21 at 6:30 a.m. ET.

Home Business Insights Blog Precision & Recall: When Conventional Fraud Metrics Fall Short Addressing Imbalanced Data: In fraud detection, imbalanced datasets—where safe transactions vastly outnumber fraudulent ones—can bias machine learning models toward classifying everything as safe, causing businesses to overlook critical fraud risks.

Both before and during each Market Pulse webinar, our audience submits their burning questions to our expert panelists. For our June Market Pulse webinar, our panel included Dr. Amy Crews Cutts, President and Chief Economist of AC Cutts and Associates, and Ian Wright, Chief Strategy Officer, IXI, at Equifax. Below are their answers on questions around national debt, potential regulatory changes, and the possible impact of AI on jobs.

Home Business Insights Blog How Rising Costs and Wealth Shifts are Reshaping the Market: June 2026 Market Pulse Recap Despite robust headline economic figures, the U.S. economy shows fragility characterized by record-low consumer sentiment, where households with lower disposable income are increasingly sensitive to potential market corrections or geopolitical stressors.