Equifax

Through its Academic Partnerships program, Equifax collaborates with top universities to research and develop next-generation data science solutions. To continue pushing the boundaries of what is possible, the organization partners with leading academic institutions to give students hands-on experience using Equifax differentiated data to solve real-world business problems.

Home Business Insights Blog Strong Spending Meets Stubborn Prices: Growth Under Pressure Resilience vs. Rising Costs: While strong consumer spending and a solid labor market currently fuel economic stability, persistent inflation and anticipated interest rate hikes present significant headwinds that may squeeze business margins.

Home Business Insights Blog Turning Financial Blind Spots into Profitable Portfolios: The Ataeva Advantage Financial institutions can eliminate misdirected marketing and improve campaign conversion by using TAPS and CYM to identify prospects that align with specific profitability goals. Leveraging differentiated credit data allows institutions to right-size credit lines and capture competitor yield, positioning themselves as supportive partners while driving growth.

The Q1 2026 Equifax Market Pulse Index report shows a widening disconnect between strong consumer spending, which rose to nearly $16.8 trillion and real household financial capacity. While top-line macro indicators remain elevated and consumer sentiment rose slightly to 55.4, the index captured growing underlying strain. Bankcard balances hit record highs, and personal savings plummeted to $745.6 billion — less than half of 2021 levels.

Home Business Insights Blog Data-Driven Defense: Mastering Operational Efficiency in a Dynamic Mortgage Market Operational Efficiency: Lenders can significantly reduce cost-to-originate and minimize late-stage fallout by shifting income and employment verification to the prequalification stage.

Analysis of First Quarter 2026 Data Uncovers Accelerated Migration of Consumers Toward the Extremes of Economic stability and Pressure , /PRNewswire/ -- Equifax® (NYSE: EFX) today released its first quarter 2026 Market Pulse Index, a measure of U.S. consumer financial health derived from anonymized credit, debt, income, and asset data along with VantageScore insights.

Home Business Insights Blog Starting Your Own Business? Here’s the First Step You Should Take Separate your cash flow: Open a business banking account, and be careful not to use it for personal expenses. Start small with loans: Instead of applying for a huge loan amount, look into smaller loans — like a line of credit from an office supply store or a small vendor.

, /PRNewswire/ -- Equifax® (NYSE: EFX) will announce its financial results for the second quarter ended June 30, 2026, in a release to be issued on Tuesday, July 21, at 6:30 a.m. Eastern Time (ET). Equifax will host a conference call at 8:30 a.m. ET on July 21, in which senior management will discuss financial and business results for the quarter. Related presentation materials will be published on investor.equifax.com on July 21 at 6:30 a.m. ET.

Strategic Acquisition of Fastest-Growing Credit Bureau in Mexico Expands Equifax International Presence; Aligned with Equifax Strategy to Invest in Bolt-On Acquisitions: Offers Círculo de Crédito Customers Access to Cloud-Native Capabilities and PatentedEFX.AITechnology to Accelerate Customer Growth and Financial Inclusion Investor Call and Webcast to be Held on July 7 at 8:30 a.m. Eastern Time ,/PRNewswire/ -- Equifax® (NYSE:EFX) has signed a definitive agreement to acquire Círculo de...

Home Business Insights Blog Precision & Recall: When Conventional Fraud Metrics Fall Short Addressing Imbalanced Data: In fraud detection, imbalanced datasets—where safe transactions vastly outnumber fraudulent ones—can bias machine learning models toward classifying everything as safe, causing businesses to overlook critical fraud risks.