The new, independently operated MGA platform is expected to attract top underwriting and tech talent worldwide and will begin operations by consolidating Applied's proven and patented innovations and extensive R&D and technical resources , /PRNewswire/ -- Mr. Steve Menzies, Chairman, Applied Underwriters, has announced the launch of Innovation Risk, a new MGA platform that will focus on casualty, accident, and life underwriting operations using advanced, proprietary technologies and methods.