Hi, I'm Vince Molinari, and welcome to FinTech TV. We are, of course, broadcasting from the iconic New York Stock Exchange, and I gotta mark this day in my calendar. What a great piece of history as I'm sitting here with Brian Foot, the founder and CEO of Tap Inc. and a good friend. We got to break some news here in a second. So, Cliffhanger, great to see you. So happy to have you here, my friend. What an auspicious day.