Fintech Weekly

In the end, the House Financial Services Committee's hearing on tokenization ended without a framework. Still, it produced something arguably more durable. Congress put on the record, with  bipartisan agreement, that the regulatory architecture governing tokenized securities does not yet exist and can’t wait. For an industry that spent years arguing its case to largely indifferent lawmakers, that concession matters more than it might appear. Markets don’t wait for congressional validation.

For the past year, regulators and policymakers have been actively building frameworks and guidance for digital assets under a new federal administration that is decidedly supporting the industry. The GENIUS Act, signed into law in July 2025, established a federal regulatory framework for payment stablecoins, with full implementation coming in January 2027.

Both the EU and the US now have stablecoin frameworks. MiCA is in full enforcement. The GENIUS Act is in its rulemaking phase, with Treasury targeting final rules by July 2026. After years of regulatory uncertainty, the industry got what it asked for: clarity. Here’s the problem. The clarity doesn’t match. A stablecoin that is compliant under the GENIUS Act may not satisfy MiCA’s e-money token requirements.

Panic has set in for executives at top crypto brokers and prediction market companies. After the landmark ruling from a jury in Los Angeles last week that social media platforms run by Meta and Alphabet are addictive, prediction markets along with retail and crypto brokers are likely the next targets for a flood of lawsuits claiming they knowingly created products designed to hook users. It’s about time. For far too long, retail and crypto brokers have avoided legal scrutiny while ensnaring users.

MT4 gives automated trading a practical home. MetaQuotes says the platform lets you develop, test, and apply Expert Advisors and technical indicators, with MetaEditor for building them and a Strategy Tester for testing or optimizing them before live use. Its own help pages define Expert Advisors as MQL4 programs that automate analytical and trading processes, perform technical analysis, and manage trades from signals. Strip away the jargon and the idea is plain enough.

BFSI Nexus Conference 2026 is an exclusive, invitation-only forum taking place May 4-5 at The Westin Jersey City Newport, bringing together senior leaders from Banking, Financial Services, and Insurance sectors alongside innovative technology partners. The conference features 30% C-suite executives, 43% senior management (VPs/Heads), and focuses on cybersecurity & risk transformation, next-gen payments & customer experience, disruptive technologies, and digital finance innovation.

The intelligence layer for fintech professionals who think for themselves. Primary source intelligence. Original analysis. Contributed pieces from the people defining the industry. Trusted by professionals at JP Morgan, Coinbase, BlackRock, Klarna and more.

By Justin Havins is DeFi Ecosystem Lead at Katana. The intelligence layer for fintech professionals who think for themselves. Primary source intelligence. Original analysis. Contributed pieces from the people defining the industry. Trusted by professionals at JP Morgan, Coinbase, BlackRock, Klarna and more. Join the FinTech Weekly Clarity Circle → Crypto markets fixate on volatility. Price swings dominate headlines, shape narratives, and drive most of the capital flowing into decentralized finance.

This issue: the FLAIR 200 surges 20.4 points to 126.6 — its highest reading. Corporate activity hit 22.5% as IPO signals and executive appointments dominated. The markup still has no date. And the banks' core argument against stablecoin yield just collapsed under a White House report. Nic Puckrin of Coin Bureau on what the numbers actually say.

The intelligence layer for fintech professionals who think for themselves. Primary source intelligence. Original analysis. Contributed pieces from the people defining the industry. Trusted by professionals at JP Morgan, Coinbase, BlackRock, Klarna and more. Join the FinTech Weekly Clarity Circle → eToro agreed on Wednesday to acquire Zengo, a self-custodial crypto wallet built on multi-party computation cryptography, for approximately $70 million in mostly cash.