Gardiner Roberts LLP

Ten Things Every Commercial Mortgage Lender Should Know About CMHC-Insured Lending Thursday, July 16, 2026Zev ZlotnickBusiness Law, Corporate LawCommercial Mortgage, Real Estate CMHC-insured financing remains one of the most attractive tools for multi-residential lending in Canada, offering lower rates, longer amortizations, and reduced capital requirements for lenders. But the legal landscape around CMHC deals carries nuances that can catch even experienced lenders off guard.

The Driveway Dilemma: Why 30 Years of Use Wasn’t Enough for Adverse Possession Thursday, July 9, 2026Daniel KuhnreichReal EstateProperty, Ownership Real estate lawyers are frequently asked whether long-term use of a neighbouring property can eventually ripen into ownership. The answer has traditionally depended on the law of adverse possession, which imposes a demanding legal test that has become increasingly difficult to satisfy in Ontario’s Land Titles system.

No AMT for Graduated Rate Estates A graduated rate estate (“GRE”) is the estate of a deceased individual where certain statutory conditions are met, including that a GRE can only exist for 36 months following the death of the deceased.[8] GREs are subject to the same graduated income tax rates as individuals, rather than taxed at the highest marginal rates applied to most trusts.[9] Historically, GREs were subject to the AMT, but with the availability of an exemption.

Real Estate Tokenization in Canada: Legal Considerations for Owners, Developers, and Investors Tuesday, July 7, 2026Parish Bhumgara, Michael C. DeCosimoSecurities Law, Corporate LawRegulatory, Real Estate Introduction Canadian real estate owners, developers, investors, and technology companies are increasingly exploring tokenization as a potential way to modernize how real estate investments are structured, accessed, and administered.

MASS Code Takes Effect July 1, 2026 Tuesday, June 30, 2026Rui FernandesLitigationTransportation & Logistics The International Maritime Organization (“IMO”) adopted a new International Code of Safety for Maritime Autonomous Surface Ships (“MASS Code”) (MSC 111/5/3) in May 2026, marking a major regulatory milestone for autonomous shipping. The MASS Code will take effect on July 1, 2026.

For carriers of all sizes, a few AES Offence convictions in a short period can quickly become a risk to its operations. The MTO automatically begins imposing disciplinary measures when a carrier’s Overall Violation Rate exceeds 35% of its threshold.

The Clock Starts at Termination: Lessons from Pascuet v. Sky Service F.B.O. Inc. Tuesday, June 30, 2026Mason KohnLitigationTransportation & Logistics The decision of Pascuet v.

Freight Brokers and Risk Management in the Post-Montgomery World Tuesday, June 30, 2026M. Gordon HearnLitigationTransportation & Logistics The United States Supreme Court’s decision in Montgomery v. Caribe Transport II, LLC (“Montgomery”) in May of this year has confirmed that “state law” negligence claims may be brought against freight brokers for hiring unsafe motor carriers in connection with vehicle accidents in interstate commerce.

Canada Introduces Bill C-35: The Ban on Importing Goods Made with Forced Labour Act Tuesday, June 30, 2026Rui FernandesLitigationTransportation & Logistics On June 12, 2026, the Canadian government introduced Bill C-35, formally titled the Ban on Importing Goods Made with Forced Labour Act, in the House of Commons.

Monday M&A Minute - How Should You Structure the Deal? Monday, June 29, 2026Parish BhumgaraCorporate LawM&A, Deal In considering the sale or purchase of a business, the seller and buyer must decide from the outset whether to structure the transaction as a share purchase or an asset purchase. In a share purchase, the buyer acquires the target’s shares directly from the selling shareholders and, in doing so, indirectly acquires all assets, rights, and liabilities of the business.