HomeOwners Alliance

Coventry Building Society’s rule change allows first time buyers to borrow more to get on the property ladder. Eligible first time buyers can now borrow up to 6.5 times their income with Coventry Building Society, with mortgages available up to 95% LTV, equivalent to a 5% deposit. The lender said the move will support people by maximising their borrowing potential when getting onto the property ladder.

As rumours swirl around what Chancellor John Healey may announce on 28 October, we look at the latest Autumn Budget 2026 predictions and how they could affect homeowners, homebuyers and landlords. KEY INFORMATION Budget date: Chancellor John Healey will deliver the Autumn Budget on 28 October 2026. Inheritance tax: A 10% levy on estates to help fund social care has been rumoured, but the Government says it has “no plans” to introduce it.

Finding trusted tradesmen and avoiding cowboy builders will be easier under a new scheme, says the government. Here's how it will work. Homeowners will be protected from cowboy builders through a new trusted trader scheme and a payment system that offers more safeguards, the government has announced. Businesses that sign up to the new Approved Code Scheme will be able to show that they meet higher standards of customer service, transparency and dispute resolution.

Want to buy your first house but don’t have a deposit? Then a family springboard mortgage may be the answer. Here's what you need to know. A family springboard mortgage can let a first-time buyer purchase a home with little or no deposit by using a family member’s savings as security instead. KEY INFORMATION You may be able to buy a house with little or no deposit. Instead, a family member puts savings into an account linked to your mortgage as security.

Feel priced out of the most sought-after postcodes? New findings show that widening your search to neighbouring postcodes could dramatically boost affordability. Here we take a closer look. Location may be the buzzword when it comes to house-hunting, yet looking just one postcode over could cut the cost of your purchase by up to 47%.

Faced with Britains bungalow crisis, Peter Potter and his daughter took matters into their own hands. Their practical approach is one increasingly popular model of how to downsize. Peter Potter had lived for decades in his three-bedroom family home in Woodford, east London, complete with a swimming pool in the south-facing garden. But at the age of 78, after health issues left him in a wheelchair, he made the difficult decision to move from the home where he raised his children.

Find out why so many people are relocating on the same date and how to make your move go smoothly. This year, Friday 28 August is expected to be the busiest day to move – four times busier than an average moving day – with an estimated 22,904 households moving. August has been the most popular month to move home for the past 14 years, closely followed by July. Some 29% of moves take place on a Friday, compared with just 5% on a Sunday.

Our 10th annual survey finds that 73% of non-homeowners want to own their home. Yet among those who aspire to buy, more than half – 52% – doubt they will ever be able to do so. Aspiring first-time buyers are markedly more pessimistic than the wider public. More than half, 51%, believe now is a bad time to buy, compared with 35% of UK adults overall.

The Bank of England now expects over five million homeowners to face higher mortgage bills by 2028, one million more than previously estimated. KEY INFORMATION More than 5 million households are now expected to face higher mortgage payments by the end of 2028, when they remortgage. The figure includes one million more households than the Bank of England expected in December. Borrowers currently paying below 3% face the biggest increases.

Metro Bank has launched a new Joint Borrower Sole Proprietor (JBSP) mortgage that allows eligible buyers to borrow up to 100% of a property's value with the support of family. We explain how the new 100% mortgage works, who it's for and how it compares with other options. Metro Bank has launched a new 100% mortgage product to help both first time buyers and home movers buy a home without a deposit by leveraging support from a family member.