Ingenico Blog

Today’s business banking customers are more tech-savvy and demanding than ever before. As agile fintech competitors’ eye these lucrative accounts, acquiring banks must adapt their strategies to win and retain business. A primary hurdle for acquirers is the reliance on legacy payment technology, while competitors provide modern, innovative experiences. AXIUM from Ingenico is the strategic solution designed to overcome this challenge. What is AXIUM?

Digital receipts are trending in EMEA. IndustryARC predicts the market will reach $933.06 million by 2030, growing at a 7.0% compound annual growth rate (CAGR) from 2023 to 2030. This growth is, in part, due to regulations, like France’s Loi Anti-Gaspillage (AGEC Law), which prohibits automatic paper receipt printing for most payments, and the evolution of Germany’s Bonpflicht, which is transitioning from mandatory paper receipts to digital receipts by 2029.

Merchants around the world are moving towards flexible, Android-based payment technology, driven by increasing demand in digital payment systems, growth of the retail sector, and the need for more connected, scalable solutions. According to Business Research Insights, the Android POS market, valued at approximately $11.78 billion in 2026, is projected to exceed $92 billion by 2035, with nearly 70% of new POS deployments favoring Android-based mobile devices.

Ingenico has launched a new resource highlighting the latest payment solutions for retail in Europe, the Middle East, and Africa (EMEA): Switch Point magazine.

In today’s retail and hospitality environment, payments no longer happen at a single checkout counter. Transactions are distributed across mobile devices, self-service stations, and traditional terminals, creating flexibility for both merchants and consumers.

Retail trends are evolving rapidly, driven by changing customer behaviors, new technologies, and a growing need for operational efficiency. Among all the trends gaining momentum in the retail space, some of the most impactful are those related to checkout. The checkout is an opportunity to build trust and loyalty with transparency and personalization.

The market is seeing a definite trend of moving from terminals running on proprietary systems to flexible, open Android payment terminals. For example, IMARC Group reports that 40% of BBVA’s business customers had upgraded to Android point of sale (POS) terminals, as of October 2024. Several factors are driving the switch and giving acquirers new capabilities to enhance merchant experiences. manage payment estates, and grow their businesses.

FAQs Next‑generation payment technology combines open‑finance APIs, instant real‑time transfers, tokenized/embedded checkout, AI‑driven personalization, and Android‑based cloud‑native POS hardware. Together they deliver faster, safer, and more seamless commerce across every channel—online, in‑store, and in‑the‑field.

Text Although there are biometric payment options, including fingerprint and facial scans, palm vein biometric payment is emerging as the best option. It’s secure, trustworthy, and secure. It’s also touchless, which makes it the most reliable and hygienic option. Benefits include checkout speed, appeal to digital-first consumers, integrations that streamline the payment flow, and creating a more sustainable operation.

Text BORICA, Bulgaria’s national card processor and payment service provider, plays a central role in enabling secure and reliable electronic payments across the country. Serving banks and payment institutions nationwide, BORICA continuously evolves its infrastructure to meet changing merchant needs and rising consumer expectations. Text Index Removing Friction from Merchant Acceptance Why Ingenico SoftPOS?