Ingenico Blog

Text Bank and acquirer market share hinges on meeting merchants' expectations for modern payment experiences. Securely enabling transactions is just the baseline. Merchants want the freedom to create customer-centric workflows that streamline checkout, personalize service, and build loyalty. Fintechs are bringing solutions to market to meet that demand, but banks and acquirers can stay competitive with next-generation payment technology running on Android payment terminals.

Text Every player in the payments value chain — banks, acquirers, retailers, PSPs, and ISVs — now needs API-first access to build, extend, and integrate payment applications. But opening a payment estate to developers, internal or external, creates real security, compliance, and operational risk. This piece lays out a governance framework that works across all three, and where the Ingenico Global Developer Portal fits. Text Banks, acquirers, retailers, and FinTechs are at a turning point.

Text The Payment Card Industry Security Standards Council (PCI SSC) published PCI PIN Transaction Security Version 7.0 (PCI PTS v7) in May 2025. PCI SSC describes the standard as “a major revision” to PCI PTS v6.2, with 59 requirement changes and 23 additions to guidance. Key changes address physical tampering and malware attacks in addition to guidance for biometric interfaces, third-party applications, stronger cryptography, and accessible PIN entry.

More and more, consumers want the convenience of self-service, whether inside or outside the four walls of a store. Grand View Research predicts the global self-service kiosk market will grow from $34.4 billion in 2024 to $62.5 billion by 2030, with the outdoor segment dominating the market at a 69.57% share in 2024.

Merchant expectations have elevated from payment technology that facilitates a transaction to payment integration that enables seamless, synchronized workflows that encompass loyalty rewards, order management, identity, and analytics to create modern, intuitive experiences. Ingenico makes payments appear easy. Everything wrapped around it has been, for a long time, genuinely difficult.

Software-based point of sale (SoftPOS) is giving banks, acquirers, and payment service providers (PSPs) an opportunity to offer mobile contactless payment solutions to companies with workforces that serve customers in the field or beyond the checkout counter. With a SoftPOS application, merchants and their teams can accept contactless payments directly on mobile devices they use to manage tasks, workflows, and schedules.

Whenever a retailer or payment service provider (PSP) considers adding a new technology, they want to know that consumers are open to adopting it and that it will provide value. Analysts see digital receipts as a solution with great potential. Market.US predicts that the global digital receipts market will reach approximately $5.1 billion by 2033,reflecting a compound annual growth rate of 11.5%.

Text The payment technology industry is experiencing a disruptive shift that all banks and acquirers need to watch. Winning in your market requires that you know payment technology is becoming software-based rather than hardware-based. Market analysts see current adoption and predict phenomenal growth of software-based point of sale (SoftPOS) in the coming years.

A booming food and beverage sector in Portugal requires using optimal tools to deliver the best customer experiences. And for payment, the optimal tools are Android POS (point of sale) terminals. For proof that coffee culture is an important part of Portugal’s society and economy, just look at the numbers. xMap reports that there are more than 20,000 cafés in the country. Eurostat data shows that’s the most per capita in Europe.

Today’s business banking customers are more tech-savvy and demanding than ever before. As agile fintech competitors’ eye these lucrative accounts, acquiring banks must adapt their strategies to win and retain business. A primary hurdle for acquirers is the reliance on legacy payment technology, while competitors provide modern, innovative experiences. AXIUM from Ingenico is the strategic solution designed to overcome this challenge. What is AXIUM?