Future Digital Finance West | Dec 4-5 | Phoenix, AZ Hear 30+ digital finance leaders who are transforming the industry address omni and mobile banking strategies, customer-centric digital innovation and emerging fintech that solves real customer problems. 25% discount available to finance execs. A WBR Event. View agenda and learn more. We often talk about hybrid cloud business models, but virtually always in the context of traditional processor-bound applications.