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Moonstone uses cookies to run essential services and improve or personalise your experience. Cookies help us understand how you interact with our site, enhance functionality, and ensure a smooth browsing experience. By continuing to use our website, you agree to our use of cookies. For more information, please review our Data Privacy and list of cookies. Continue Data Privacy Cookies

Moonstone uses cookies to run essential services and improve or personalise your experience. Cookies help us understand how you interact with our site, enhance functionality, and ensure a smooth browsing experience. By continuing to use our website, you agree to our use of cookies. For more information, please review our Data Privacy and list of cookies. Continue Data Privacy Cookies

Legal teams from Parliament, National Treasury, and the South African Reserve Bank have unanimously advised on how the General Finance Laws Amendment Bill could proceed, according to Standing Committee on Finance (SCOF) chairperson Dr Joseph Maswanganyi. The proposed route is for SCOF to omit the amendment to the invalidated Public Procurement Act and continue with the proposed changes to the Financial Sector Regulation Act. But SCOF has not yet adopted the advice.

A client walks into your office and tells you they have been holding Bitcoin since 2020. They did not mention it when you last reviewed their portfolio. They bought it themselves, moved some of it into a private wallet, and, at some point, transferred a portion to an offshore exchange. Now they want your advice. For financial advisers, the question is no longer whether digital assets belong in the conversation.

The Constitutional Court has confirmed a ruling by the High Court in Gqeberha that struck down a provision of the Divorce Act preventing pension interest from forming part of certain asset-redistribution claims on divorce. The ruling applies to qualifying redistribution claims involving marriages concluded on or after 1 November 1984 under antenuptial contracts excluding community of property, community of profit and loss, and the accrual system.

More than half of financial planners surveyed globally said their firms were already using artificial intelligence, but fewer than one in four reported having a comprehensive AI policy, according to the Financial Planning Standards Board’s 2026 global study.

Falling behind on vehicle repayments may place a consumer in default under the finance agreement, but the credit provider must still follow the appropriate process to obtain possession of the vehicle. A credit provider may ordinarily obtain possession through legal enforcement or with the consumer’s consent. Legal enforcement generally requires a court order authorising the vehicle’s return.

The shift towards principles-based and outcomes-focused regulation gives regulated organisations and professionals greater discretion over how they meet regulatory objectives. It also makes them more responsible for the decisions they take.

A South African client can be a South African national, live in Portugal, hold investments in South Africa, and have digital assets with an offshore custodian, while considering another jurisdiction for the next stage of their life. For wealth advisers, that can mean a client whose financial affairs span several jurisdictions.