Five error notices, one refund, and a foreclosure the borrower says never should have happened By 06 Jul 2026 A Florida homeowner says her mortgage servicer twice force-placed flood insurance she never needed, then moved to foreclose over the resulting charges. The lawsuit, filed July 2, 2026 in federal court in Miami, lays out a servicing dispute that started small and grew into a foreclosure. The borrower owns an eighth-floor condo in Aventura.