If you are planning on financing your work vehicle, either a truck or van, shopping for loans is as critical to saving money as shopping for deals. Full-size truck sticker prices start at around $28,000, but the average price paid is closer to $40,000, according to Kelly Blue Book. Few small businesses can afford to pay cash for such expensive vehicles. Following the steps below in their given order, however, will help you secure the best financing deal for your next commercial vehicle. 1.