rathbones.com

Whether you are passing wealth on, setting up a trust, preparing a will, administering an estate or planning for inheritance tax, we can bring the legal, tax, family and investment considerations together. With joined-up advice, families can make decisions with greater clarity, confidence and piece of mind. Trusts can provide a clear structure for family wealth, helping to protect assets for future generations, support vulnerable beneficiaries or enable charitable giving.

Anthropic could be heading for a blockbuster IPO. Software companies are proving more resilient to AI disruption than many expected. In AI, the landscape shifts fast so today's loser can quickly become tomorrow's winner. Last week, news hit the market that artificial intelligence (AI) research and development startup Anthropic could become a listed company as early as October, with a touted $2tn valuation. This is a truly meteoric rise for a company very few had heard of even a year ago.

Anthropic could be heading for a blockbuster IPO. Software companies are proving more resilient to AI disruption than many expected. In AI, the landscape shifts fast so today's loser can quickly become tomorrow's winner. Last week, news hit the market that artificial intelligence (AI) research and development startup Anthropic could become a listed company as early as October, with a touted $2tn valuation. This is a truly meteoric rise for a company very few had heard of even a year ago.

Vested shares can play an important role in long-term wealth creation, but they may also increase concentration risk if too much of your wealth is linked to a single company. A structured approach to diversification, tax planning and long-term investing can help ensure that equity compensation supports wider financial goals rather than creating unnecessary risk.

Receiving vested shares can be a valuable opportunity to build long-term wealth. However, if a significant proportion of your financial future becomes linked to a single company, it may also increase concentration risk. Reviewing these decisions in the context of your wider financial plan can help ensure your equity compensation supports broader objectives. It is entirely natural to feel attached to your employer’s shares.

Cash savings feel safe. But holding more cash than you need – or holding it in the wrong place – can quietly erode your wealth over time. This guide explains how to protect your cash savings in the UK, how much you should keep, and when it makes sense to put your money to work elsewhere. What are the risks of holding too much cash? The two most significant risks of holding too much cash are inflation and tax.

James (47) and Jess (44) are married with combined earnings of £880,000 per annum, the majority from Jess who is a partner at a Magic Circle law firm. Their current needs are covered. Now they're planning ahead.

Most of the business owners I work with have spent the best part of a decade – sometimes two – working hard. By the time a sale is on the table, their business is their pension, their investment portfolio, and their financial plan, all in one. This means that the moment of sale is also the moment of maximum financial risk – and the window to act is shorter than most people realise. The challenge isn't just financial. It's psychological.

The yen is at a four-decade low, prompting rare coordinated intervention from Japan and the US. Nearly all exchange rate models agree: the yen is significantly undervalued. We're holding Japanese equities unhedged, confident the yen will strengthen over the long run. A new season, a new start For those following clubs in the English Football League, last weekend saw the opening games of the new season.

Good wealth planning in your 50s means shifting your focus from building assets to making sure those assets can deliver the life you want. Retirement is no longer a mirage in the distance – it's a real and approaching horizon.