Andy Longhorn at Barclays Partner Finance discusses how retailers and consumers can reap the benefits of point-of-sale finance. Non-grocery spending may have fallen at the end of 2017 but this doesn’t mean every business is struggling. We work with a number of retail’s largest names in furniture, electronics and home improvement, which are thriving. So what are these retailers doing right? All too often major decisions are made based on anecdotes and gut feeling.