Rethinking 65

Fixed Income Your best-prepared clients may need permission to spend. This is not a financial problem. By Frederick Saide | October 14, 2026 Linkedin X Facebook Email VK Photo by Kateryna Hliznitsova for Unsplash+ We spend entire careers teaching clients to save for retirement. Almost nobody teaches them how to spend what they’ve saved so diligently. That gap has a measurable cost.

GivingHighlights A gift of equity can be a great strategy but there's a lot the giver and recipient need to know in advance. Here's a close look. By Glen Luke Flanagan | October 13, 2026 Linkedin X Facebook Email VK Source: Fortune Key Takeaways • A gift of equity is when the difference between the appraised value and the agreed sale price is credited in the transaction and can be used toward the buyer’s down payment and closing costs.

Medicare/Social SecurityTaxes Here’s why every Q4 is Roth conversion season for clients 63 and older, plus how to keep Medicare's two-year look back from eating the savings. By Drew Boyer | October 13, 2026 Linkedin X Facebook Email VK Source: Getty Images / Unsplash Every fall as the temps turn cooler and football season heats up, a handful of decisions land all at once on my retired clients’ kitchen tables. Medicare plans send their Annual Notice of Change.

HighlightsInsurance Wealthier people could be required to pay more than they do now under proposed single-pay systems, with more money shifting to primary care. By Markian Hawryluk, KFF Health News | October 12, 2026 Linkedin X Facebook Email VK Oregon is crafting a plan to implement universal healthcare coverage. A working group created by the state legislature in 2023 is slated to send lawmakers its proposal for the plan by Dec. 1.

Practice Management But they can recognize when clients are struggling with self-worth and significance when they retire from their careers. By Dave Buck | October 12, 2026 Linkedin X Facebook Email VK Editor’s note: Dave Buck is a longtime columnist with Rethinking65. Read more of his articles here. Alex is an accomplished executive who has always had endless energy and passion, no matter what his career demanded of him. Still, within the last year he has started discussing the “R” word.

College PlanningColumnists As advisors, we can serve as a valuable third-party voice for remembering the broader implications of the college choice. By Julie Meissner | October 9, 2026 Linkedin X Facebook Email VK Any parent of a certain age who is reading this probably remembers the riptide of emotions that accompanied taking that first child to enter college as a freshman. So many hopes and dreams, for both parent and child, are riding on the next four years.

Latest News 58% of beneficiaries say they’ve been targeted by Medicare-related scams, a new survey by eHealth reveals. By Rethinking65 | October 8, 2026 Linkedin X Facebook Email VK Many Medicare recipients have skipped medical care recently because of confusion about their coverage, and an increasing number are using AI to compare their plan options as they make coverage decisions, according to a report from eHealth.

Latest News A VAT would end the economically distortive effects of tariffs and benefit all income levels, Senior Economist Erica York writes. By Rethinking65 | October 8, 2026 Linkedin X Facebook Email VK The federal government should scrap tariffs — “an economically distortive” way to raise revenue — and instead impose a broad-based 1% value-added tax (VAT), the Tax Foundation says.

Latest News The branded donor-advised fund program provides UNG alumni and supporters with a tech-forward giving experience. By Rethinking65 | October 8, 2026 Linkedin X Facebook Email VK Foundation Source, a provider of philanthropic services and software for donors, nonprofits, institutions and the wealth advisors, is partnering with the University of North Georgia Foundation on the UNG Foundation DAF, the university’s branded donor-advised fund program.

ColumnistsEstate Planning By reframing the discussion, we can shift clients’ focus away from their mortality and toward protecting what they value most. By Josh Dunn | October 8, 2026 Linkedin X Facebook Email VK Photo by unsplash/@bullterriere Josh Dunn If you’ve ever been through any type of sales training, you’ve likely been advised to avoid three topics: religion, politics and death. In some surveys, people say they would prefer discussing their sex lives to talking about their money.