Richard Apletree, pictured below, is the Managing Director at giffgaff Money. He graduated from The University of Warwick with an integrated Masters in Engineering Management and, after working at Proctor and Gamble, Telefonica, O2 and Tesco Mobile, now leads giffgaff’s new expansion into financial services. How useful were your summer placements? What skills and experience did you pick up? I had three work placements while I was at university, which gave me a rounded business acumen.