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Table of Contents FAQ Student loans don’t just help you pay for your college education. They also allow you to build a credit history, which can be useful when it comes time to get a mortgage or take out a car loan. The key, though, is to make regular on-time payments – or you may wind up with the sort of credit history that negatively impacts your ability to borrow money in the future. Here’s a look at how student loans affect credit score.

Earning an MBA (Master of Business Administration) can sharpen your business skills, expand your professional network, and open doors to new career opportunities. However, if you’re already working, you may wonder whether it’s better to pause your career to attend a full-time program or balance work and study with a part-time format. The right choice will depend on your timeline, financial situation, and whether you want to switch careers or grow within your current company.

By Melissa Brock. October 12, 2026 · 8 minute read This content may include information about products, features, and/or services that SoFi does not provide and is intended to be educational in nature. Table of Contents FAQ Federal and private student loans are typically sent directly to your college or university. Once your school balance is covered, any excess may be transferred to you to use on other eligible education-related expenses. However, there are some exceptions to this rule.

Table of Contents FAQ When you fill out the Free Application for Federal Student Aid (FAFSA®) form, one of the first things you’ll need to determine is whether you’re a dependent or independent student. Your dependency status not only impacts the information you need to report on the form, but also the type and amount of aid you may be awarded. Dependent students must include both their own and their parent’s financial information on the FAFSA.

Cardano is a third-generation blockchain platform designed to build on the innovations of earlier networks, while addressing some of their potential limitations. It serves as a scalable foundation for smart contracts and decentralized finance (DeFi) applications, enabling developers to build custom tokens, games, and decentralized apps. Its native cryptocurrency, ADA, powers on-chain transactions and can be bought and sold on major cryptocurrency platforms.

By Samuel Becker. October 09, 2026 · 9 minute read This content may include information about products, features, and/or services that SoFi does not provide and is intended to be educational in nature. Blockchains can host digital assets and run decentralized applications, but they operate as isolated, closed-loop systems.

By Rebecca Lake. October 09, 2026 · 13 minute read This content may include information about products, features, and/or services that SoFi does not provide and is intended to be educational in nature. A crypto wallet lets you send, receive, and manage cryptocurrencies. Rather than storing the crypto itself, a wallet holds the private keys that give you control over crypto recorded on a blockchain.

By Rebecca Lake. October 09, 2026 · 12 minute read This content may include information about products, features, and/or services that SoFi does not provide and is intended to be educational in nature. Gas fees are transaction fees required to use certain blockchain networks, most notably Ethereum. On Ethereum, gas measures the amount of computational effort needed to process transactions or execute smart contracts, with users paying for that computation in ETH.

Table of Contents FAQ Bitcoin continues to be the most widely held cryptocurrency. An estimated 371 million people worldwide held Bitcoin as of August 2026, according to Henley & Partners’ Crypto Wealth Report 2026. The report estimates that 742 million people hold digital assets overall. As of August 31, 2026, Bitcoin represented approximately $1.6 trillion of the $2.6 trillion global crypto market. But who has the most Bitcoin? The answer depends on how “holder” is defined.

Enterprise value (EV) is a metric that captures a company’s total value by adding outstanding debt to its market capitalization, and then subtracting cash or cash equivalents from the balance sheet. EV differs from a company’s market capitalization and its book value in that it accounts for these extra factors — the company’s debt and any cash or cash equivalents. As a metric, it can be used as part of fundamental analysis for stocks.