Total Mortgage

LEASE TO KEYS We’re helping renters become homeowners by offering up to $2,500 toward closing costs with Lease to Keys. Get started Renting is short-term ease. Owning is long-term gain. Determine how much you can afford in just a few clicks. Skip the guesswork. Get guidance on every step, from prep to keys. Getting pre-approved is how you turn house hunting into home buying. Frequently Asked Questions This program offers one month’s current rent (up to $2500) in credit used for closing costs.

With its historic towns, vibrant cities, and diverse regions, Connecticut offers a variety of options in its real estate market. And like any other place, Connecticut’s real estate market is heavily influenced by mortgage rates. Mortgage rates fluctuate over time because of various economic factors and can greatly impact your monthly payments, total loan amount, and more. With that in mind, it’s important to always do your research before taking the plunge into homeownership.

Buying a house after a divorce is a big step toward a new beginning. However, divorce has a direct impact on every aspect of your life, and you’ll need to make sure you’re ready before committing yourself to a new mortgage. Before you start mortgage shopping, here’s what you can expect to face if you’re buying a house after divorce. Buying a House After Divorce Getting a divorce, splitting up assets, and finding a new place to live can get complicated and expensive.

If you’re in the market for a new home, you may be wondering if a flipped or newly constructed property is a worthwhile option. While each has the potential for significant advantages, it’s important to understand exactly what you’re getting into. In this article, we’ll explain why new or fixer-upper homes are worth it, what some common mistakes are, and how you can get started. Why Are New Construction Homes Worth Buying?

Renovating is great if you’re a homeowner – but if renting is more your speed, updating and customizing your home will depend on what your landlord wants. With some proper negotiating, however, it is still possible to get the rental of your dreams. In this article, we’ll cover the best ways to convince your landlord to let you renovate. Review Your Lease Agreement Before talking to your landlord about possible renovations, be sure to thoroughly review your lease agreement.

As of Tuesday, February 14, 2023, the Time To Own program has a remaining $2,346,150.00 for loan reservations. If you are a Connecticut resident looking to take advantage of this program, contact a loan expert today. One of the biggest obstacles to homeownership is the down payment – and even if you’re able to afford it, it could significantly deplete your savings. The upside? Today’s borrowers have more financial assistance options than ever.

If you’re searching for a new home, you may be wondering whether a USDA loan is the right option for you. In this article, we’ll cover exactly what a USDA loan is, how to qualify, and more. What is a USDA Loan? A U.S. Department of Agriculture (USDA) loan is designed to support rural land development. USDA home loans are ideal for low-to-moderate-income buyers or first-time buyers.