ValuePenguin
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ValuePenguin focuses on providing high quality resources to help consumers understand the topics they're interested in. Whether its building visual tools to explain data or publishing in-depth research our goal is to provide objective analysis to help guide you to the best decision. In the process of developing our research, we focus on Value, assessing whether the return of a particular purchase or decision is worth the cost or risk of that option, and how this stacks up with the other possible choices you may have. Source
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| Scope | National, Consumer |
|---|---|
| Language | English |
| Country | United States of America |
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Recent Articles
Search ArticlesPickleball Injuries Nearly Quadrupled Since 2018, With Older Adults Most Affected
Falls were the leading cause of injuries between 2018 and 2025, accounting for 43.1% of ER visits; most were treated and released. U.S. pickleball injuries treated in emergency rooms rose from an estimated 8,304 in 2018 to 32,960 in 2024 — nearly quadrupling — before falling slightly to 31,463 in 2025. Pickleball has exploded in popularity over the past decade, but as more people pick up a paddle, many are ending up in the emergency room.
Public Health Insurance Covers More Than 1 in 3 Americans
New Mexico (51.4%), West Virginia (46.7%) and Louisiana (46.3%) have the highest public health insurance coverage rates. Navigating public health insurance can be overwhelming. Source: Getty Images Public health insurance is a cornerstone of the American healthcare system. Medicare and Medicaid accounted for more than $2 trillion in health spending in 2024, according to a ValuePenguin study, covering tens of millions of Americans across varying income levels, age groups and health statuses.
Nearly 1 in 6 Gun Owners in States Studied Store a Firearm Unlocked and Loaded at Home
Higher-income adults are more likely to own firearms, but unsafe storage is disproportionately reported among lower-income gun owners and adults without children. Safe firearm storage plays a critical role in protecting both your household and your finances. Source: Getty Images Firearm ownership is a common part of life, but storage practices vary widely — often raising significant safety concerns.
29% of Insured Americans Delayed or Avoided Medical Care in Past Year Due to Costs
Paying for health care can feel overwhelming, even for families with medical insurance. Premiums, deductibles and out-of-pocket costs continue to rise, and many households struggle to keep up. A ValuePenguin survey reveals that a substantial share of insured Americans take on debt to pay for medical expenses, including nearly half of parents with children younger than 18.
How Home Insurance Works with a Lease-Back (Rent-Back) Period
Typically, the buyer files home insurance claims during a rent-back period. A rent-back period is when a home buyer leases the home they just bought to the former owners for a short time, usually less than 60 days. The buyer's home insurance policy will usually cover damage to the property during this rent-back period. However, the old owner should buy renters insurance to cover their personal property and to protect them if something happens to a guest.
Ozempic Could Eat Up 7.3% of Household Income if Paying Out of Pocket
Americans spent an average of $1,514 out of pocket on medical care in 2023, which is 25.3% of Ozempic's annual self-pay cost of $5,988. A woman prepares her weight-loss injection pen. Source: Getty Images Ozempic slims more than your waist — if you’re paying out of pocket, your wallet’s likely thinner, too. Without health insurance, American households that make the median annual income would need to spend an average of 7.3% of their earnings to pay for 2 mg of Ozempic. Here’s what else we found.
State of Auto Insurance in 2026
Car insurance prices are expected to go up by an average of less than 1% in 2026. That's the smallest year-over-year increase since 2022, before high inflation caused car insurance rates to skyrocket with increases of 11.57% in 2023, 17.13% in 2024 and 7.56% in 2025. How much does car insurance cost in my state? The average cost of car insurance for 2026 is $208 per month, or about $2,496 per year, for full coverage. Car insurance prices can vary dramatically from one state to the next.
Nearly 1 in 10 US Adults Have Diabetes Diagnosis; Older People, Southerners Hardest Hit
Diabetes can be deadly — and it’s unfortunately a disease that's not uncommon. According to ValuePenguin research, 8.8% of Americans 18 and older have a diabetes diagnosis as of 2024. But the disease doesn't affect everyone equally, with Hispanic and Black Americans suffering higher rates of diabetes than average. Rates also vary by state, with Southern states disproportionally represented. While diabetes is treatable, required care can be costly, and is becoming more so.
1 in 4 Drinkers Have Been Hurt While Buzzed, With Many Requiring Medical Care
A few drinks can turn any room into an obstacle course. According to a ValuePenguin survey of nearly 1,950 Americans, 25% of drinkers 21 and older say they’ve been injured under the influence — and 68% of them needed medical attention. Here’s a closer look at the reported consequences of drunken injuries, how drinkers changed their habits and more. Additionally, we’ll dive into how your health insurance treats injuries that occurred under the influence.
Sleep Is In: American Adults Now Average 9 Hours a Day
By age, adults 65 and older sleep an average of nine hours and nine minutes a day — the highest among this demographic. The hustle is out, and the pillow is in. Americans are snoozing longer than ever, according to a ValuePenguin study, at a daily average of nine hours even, among adults 18 and older. But how much sleep you get depends on more than when you crawl into bed: Your age and gender, where you live and whether it’s a weekday or weekend all influence daily averages. Here’s a closer look.