The Money 2020 conference is in full swing this week, and it is difficult to find a technology more hyped at the event than Blockchain. It promises everything from transforming the banking system to being the “Internet v2.0”. The biggest value of blockchain isn’t in what it is, but in what it enables. One quote that explains this well comes from Mark Buitenhek, the Global Head of Transactions Services @ ING: “Blockchain is not the thing. It’s the thing that enables the thing”.