This year’s Finance Day took place in the shadow of negotiations on the New Collective Quantified Goal (NCQG). With universal acknowledgement of the scale of climate-related finance needs but contrasting views on how they could be met – and a live debate on who should step up with increased funding – the tone of discussions has been different than in previous years. There were fewer showstopping headline announcements and more discussions that grappled with real-world problems.