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Achuthan, K., Francis, S.P., & Diwakar, S. (2017). Augmented reflective learning and knowledge retention perceived among students in classrooms involving virtual laboratories. Education and Information Technologies, 22(6), 2825–2855. https://doi.org/10.1007/s10639-017-9626-x Akerlof, G.A., & Kranton, R.E. (2002). Identity and schooling: Some lessons for the economics of education. Journal of Economic Literature, 40(4), 1167–1201.
Abstract This study aims to develop a financial management model for micro and small businesses and develop a financial management assistance module for micro and small businesses. This study uses a development research design. For model development, the Design Based Research method was used with 4 stages of design-based research development developed by Reeves and modified by Cotton. W, Lockyer. L, Brickell. G.
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