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Articles by Alan Roman
Smart annuity planning can benefit long-term tax planning
Taxes shape almost every retirement decision Americans make. Alan Roman They can influence how savings grow, how income flows and how long a portfolio can support someone's lifestyle. Financial professionals who can translate tax complexity into clear guidance bring real value to the individuals sitting across the table. Demand for protected growth and predictable income continues to rise.
21 of Donald Trump's Most Notorious Business Failures
Military Now "You'll thank me for his life," Trump demands praise from military parent boingboing.net - Jason Weisberger • 25m While being interviewed on a radio show by the parent of a United States Armed Services member, disgraced former President Donald Trump found a … Cancer 7 hours ago Most Cancer Treatments Near End of Life Are Useless: Study reformer.com • 7h Key Takeaways Cancer treatments are useless for people near death Use of the treatments provided no survival benefit in a new...
No Boomers Allowed: 15 States Where Retirees Are Not Welcome
You’re Probably Overwatering Your Plants—Here Are 5 Signs to Watch Out For Even the hardiest houseplants need water, but when they can't tell us they're thirsty, it's very easy to accidentally overwater them. Overwatering …
The Hidden Costs of Tax-Free Living - The Downsides of the 9 No Income Tax States
The Hidden Costs of Tax-Free Living - The Downsides of the 9 No Income Tax States The temptation of a tax-free existence is undeniably enticing. Who wouldn’t want to keep more of their hard-earned money? However, the broader …
21 Counties Perfect for Traditional Conservative Americans
Are you feeling like a fish out of water with America’s political swing? Yearning for a place where traditional values aren’t as rare as a unicorn? …
18 States on The Brink of Financial Collapse
Is it worth it to own Treasurys right now? These 5 charts might hold the answer. Whether or not it makes sense to own Treasurys right now has become one of Wall Street’s favorite debates. On the one side of the debate are skeptics …
20 Double Standards Society Can’t Seem To Let Go Of
Nothing stirs up indignation quite like the presence of double standards. These inconsistent principles, often influenced by social, cultural, and gender biases, continue to play a divisive role in our interactions and expectations. Be prepared for an eye-opening dive into the hypocritical norms and standards that persist in our supposedly advanced and enlightened society. Brace yourselves as we unmask the realities of these social paradoxes that are bound to ignite your sense of justice.
20 Frustrating Double Standards Embedded in Today's Society
Nothing stirs up indignation quite like the presence of double standards. These inconsistent principles, often influenced by social, cultural, and gender biases, continue to play a divisive role in our interactions and expectations. Be prepared for an eye-opening dive into the hypocritical norms and standards that persist in our supposedly advanced and enlightened society. Brace yourselves as we unmask the realities of these social paradoxes that are bound to ignite your sense of justice.
From Hollywood Roles To Board Game Ventures, Here Are 15 Facts About Donald Trump
Donald Trump is undeniably a polarizing and widely recognized figure, having spent many years in the public spotlight. He has garnered significant attention and scrutiny throughout his diverse career as a businessman, reality television personality, and political leader. This compilation presents 15 intriguing and lesser-known facts about Donald Trump, shedding light on various aspects of his life and career that may have yet to be widely known.
Beyond Politics - Trump's Unusual Film Role and 14 Other Insights Into the Former Commander-in-Chief - Fine-Tuned Finances
Donald Trump is undeniably a polarizing and widely recognized figure, having spent many years in the public spotlight. He has garnered significant attention and scrutiny throughout his diverse career as a businessman, reality television personality, and political leader. This compilation presents 15 intriguing and lesser-known facts about Donald Trump, shedding light on various aspects of his life and career that may have yet to be widely known.
22 Everyday Phrases Concealing Racist Origins
The language we use carries with it a history of societal norms, beliefs, and prejudices. While many common expressions are innocuous, there are some that stem from a racist past. Many of us use these phrases without understanding their origins or implications. By shedding light on the sinister racism behind these phrases, we can make informed decisions about whether to continue using them in our daily lives.
15 US First Ladies Who Outshone Their Husbands Intellectually
Welcome aboard! Prepare for an enlightening, light-hearted, and occasionally playful journey through the annals of history. Our mission is to pay tribute to and acknowledge the intellectual understanding of 15 U.S. First Ladies who, let’s be honest, might have possessed a tad more intellect than their presidential counterparts. These remarkable women have made enduring imprints on the American tapestry, from mastering multiple languages to earning law degrees.
15 Reasons Why Immigrants Might Think Twice Before Pursuing the American Dream
Based on recent calculations provided by the US Census Bureau, just slightly over 46 million immigrants reside within the United States. The United States has earned its reputation as the land of opportunities, where dreams are meant to be pursued. Yet, it’s also renowned for its culture of super-sized portions, oversized monster trucks, and a proliferation of sensational reality TV shows.
15 Red Flags in Job Postings Signaling Potential Trouble Ahead
In a forum discussion, a curious user raised a question that ignited a lively conversation among the community. The user sought valuable insights by asking fellow members about job-posting red flags that signal clear warnings, urging individuals to keep their distance. The question aimed to unravel the hidden indicators that might hint at unfavorable work environments or unscrupulous employers.
21 Fantasies Men Will Never Admit To Indulging In
Fantasies, dreams, and longings shape our inner worlds, and men are no exception. In this article, we embark on a captivating journey through the secret desires that men hold dear. From quiet moments of solitude to grand adventures and unexpected heroics, we delve into 21 things men fantasize about but rarely express openly. Prepare to uncover the fascinating realm of men’s innermost desires. Amid a wild world, men often fantasize about moments of tranquility.
18 of Trump's Less Publicized Actions During His Presidency
High-profile policies and controversies marked Donald Trump’s presidency, but it also featured a series of actions and achievements that may not have received widespread attention. These lesser-known moments, often overshadowed by headline-grabbing events, contributed to the legacy of his time in office. From policy changes to international negotiations, here are 18 things Donald Trump did as president that you might have missed.
Behind Closed Doors: 21 Taboo Male Fantasies They'd Never Admit
Fantasies, dreams, and longings shape our inner worlds, and men are no exception. In this article, we embark on a captivating journey through the secret desires that men hold dear. From quiet moments of solitude to grand adventures and unexpected heroics, we delve into 21 things men fantasize about but rarely express openly. Prepare to uncover the fascinating realm of men’s innermost desires. Amid a wild world, men often fantasize about moments of tranquility.
Uncomfortable Realities - 21 Insights About Christianity That May Challenge Beliefs
Christianity, one of the world’s largest religions, boasts over 2.3 billion adherents. While it provides spiritual guidance and solace to countless individuals, it also carries its share of complex and challenging truths that many may find uncomfortable to confront. In this article, we’ll delve into 21 harsh truths about Christianity that may unsettle some, but also prompt critical reflection and dialogue. Diverse Interpretations Christianity is not a monolithic belief system.
20 Gen Z Trends Pushed onto the Rest of Us, Whether We Like It or Not
Have you ever found yourself scratching your head at some of the trends Gen Z seems to be obsessed with? From TikTok dances to obscure fashion choices, it sometimes feels like they’re speaking a whole different language.
21 Phrases That Out You as a Republican Voter
While political ideologies are fluid and not everyone who identifies with a particular party will use the same phrases, there are some phrases and slogans that have been popularized by Republicans or have been more commonly associated with conservative principles.
20 Great Phrases That Pack a Punch Without Profanity
Let’s admit it, we’ve all let a swear word slip at some point. And while there’s a time and place for everything, it’s always good to have some ‘clean’ alternatives in your vocabulary. Let’s dive into a list of creative and amusing curse-free words and expressions you might find handy! Dagnabbit This old-timey expression is a great way to show frustration without resorting to harsher words. Think of a cowboy who’s just dropped his hat in a mud puddle.
The 21 Most Dislikeable Politicians in the United States
Welcome to our unique look through the political landscape of the United States! In this journey, we’re not just picking sides – we’re exploring the whole coin. We’ll explore why these politicians make some Americans’ blood boil. From missed steps to huge catastrophes, these figures have angered almost every American. In February 2021, Texas faced a severe winter storm, causing power outages and crises.
18 Reasons Trump Critics Say Support for the Former President Should Be Questioned
Trump faced a considerable amount of criticism and opposition throughout his four-year term. In this article, we will delve into 20 valid reasons that critics and detractors have put forth as to why they believe supporting Donald Trump as President is a decision that should be questioned. From matters of public health to economic policies, this article aims to provide a comprehensive overview of some of the key areas that sparked debate and contention during his time in the White House.
Vent with Virtue - 21 Curse Free Words That Pack a Punch Without Profanity
Let’s admit it, we’ve all let a swear word slip at some point. And while there’s a time and place for everything, it’s always good to have some ‘clean’ alternatives in your vocabulary. Let’s dive into a list of creative and amusing curse-free words and expressions you might find handy! Dagnabbit This old-timey expression is a great way to show frustration without resorting to harsher words. Think of a cowboy who’s just dropped his hat in a mud puddle.
21 Traits Men Associate With Lower Class Status
‘Class’ – a simple word, but oh, so complex! Is it about owning a grand mansion, driving an exquisite car, or having stacks of dollars? Nope! Class is a little less materialistic and a lot more about your demeanor, speech, and how you treat others. And guess what? Men have a thing or two to say about it. So, let’s get to it; here are 21 signs that may shout out, “I’m not exactly high-class,” according to our male jury.
21 Things That Millennials Will Not Tolerate Jokes About
Generational humor has always been a part of society’s comedic repertoire. Each generation has its quirks and idiosyncrasies that become fodder for jokes and satire. Millennials, the generation born roughly between 1981 and 1996, have been no exception to this tradition. While humor can often provide a light-hearted way to explore generational differences, it’s important to remember that some topics can touch a nerve.
21 Disturbing Reasons Behind Youth Exodus from the Catholic Church
It’s become increasingly evident that the Catholic Church is facing a significant challenge – the departure of today’s youth. Young people are leaving the Church in more significant numbers than before, and it’s a topic causing concern, discussion, and reflection among religious leaders, scholars, and everyday individuals. This trend isn’t happening in isolation or without cause. There are many reasons behind it, some deeply personal and complex.
Unmistakably GOP - 21 Phrases That Reveal You're Undeniably Republican - Fine-Tuned Finances
While political ideologies are fluid and not everyone who identifies with a particular party will use the same phrases, there are some phrases and slogans that have been popularized by Republicans or have been more commonly associated with conservative principles.
21 Clear Signs of Lower Class Status, Straight from Men's Perspective
‘Class’ – a simple word, but oh, so complex! Is it about owning a grand mansion, driving an exquisite car, or having stacks of dollars? Nope! Class is a little less materialistic and a lot more about your demeanor, speech, and how you treat others. And guess what? Men have a thing or two to say about it. So, let’s get to it; here are 21 signs that may shout out, “I’m not exactly high-class,” according to our male jury.
21 Words That Reveal the Sad State of Modern Language
Language is a powerful tool of expression and communication that evolves over time. However, within this growth lies an unfortunate reality—the gradual erosion of meaning from once vibrant and significant words. In this thought-provoking investigation, we delve into the troubling journey through words that have lost their depth and resonance, leaving behind only hollowness and void.
21 US Politicians Shaking up Public Opinion
While some American celebrities are celebrated for their contributions, others face criticism for various reasons. Let’s explore U.S. politicians currently in office and see why they might be viewed unfavorably by some segments of the population. Of course, these viewpoints are subjective and can vary greatly. Senator Elizabeth Warren is known for her focus on economic reform and consumer protection.
The 21 Most Infuriating Politicians in the United States
Welcome to our unique look through the political landscape of the United States! In this journey, we’re not just picking sides – we’re exploring the whole coin. We’ll explore why these politicians make some Americans’ blood boil. From missed steps to huge catastrophes, these figures have angered almost every American. In February 2021, Texas faced a severe winter storm, causing power outages and crises.
18 Reasons Why Americans are Turning Their Backs on Trump
Trump faced a considerable amount of criticism and opposition throughout his four-year term. In this article, we will delve into 20 valid reasons that critics and detractors have put forth as to why they believe supporting Donald Trump as President is a decision that should be questioned. From matters of public health to economic policies, this article aims to provide a comprehensive overview of some of the key areas that sparked debate and contention during his time in the White House.
18 Ways a Second Trump Presidency Could Mean Financial Trouble for Ordinary Families
The mere possibility of former President Donald Trump returning to the White House in 2024 has raised questions about the potential financial impacts of such an event. With an unconventional approach to economic policies and a distinctive stance on key financial issues, the effects of a Trump re-election would undoubtedly reverberate through the wallets and bank accounts of Americans.
18 Ways Trump's Presidency Could Wreck Your Finances
The mere possibility of former President Donald Trump returning to the White House in 2024 has raised questions about the potential financial impacts of such an event. With an unconventional approach to economic policies and a distinctive stance on key financial issues, the effects of a Trump re-election would undoubtedly reverberate through the wallets and bank accounts of Americans.
18 Ways Joe Biden Has Failed Terribly as President
As with any presidency, the tenure of Joe Biden has not been without its share of challenges and criticisms. In this article, we provide a view of the Biden administration, acknowledging the complexities faced by the President during his time in office. Let’s delve into some of the issues and concerns that have emerged during President Joe Biden’s first term.
18 Common Mistakes Men Make When Getting Speeding Tickets: How to Avoid the Pitfalls
Life in the fast lane isn’t always as thrilling as it sounds, especially when the flashing lights of a patrol car appear in your rearview mirror. Speeding tickets can be a bummer, but sometimes, we men handle these little hiccups in the worst possible ways. Here are the 18 common goof-ups men make when caught pushing the pedal a bit too hard. You’ll want to take notes on this one! We all enjoy a good chinwag, but after getting pulled over, playing it cool and quiet is the name of the game.
21 Reasons Why Judging Isn't Just Okay, It's Essential: Insights from the Bible
The phrase “Who am I to judge?” has been widely circulated and, at times, misinterpreted. This phrase, commonly associated with the Bible, has nuances that many overlook. Here’s a breakdown of its meaning, with 21 key takeaways: The Original Verse The phrase most closely associated with the sentiment “Who am I to judge?” can be found in Matthew 7:1, where it says, “Do not judge, or you too will be judged.” Context is Key To understand any Biblical teaching, one must look at the context.
21 Woke Beliefs That Are Ruffling Traditional Feathers
In today’s world, the term “woke” is often used to describe an acute awareness of social issues, a commitment to justice, and the pursuit of truth, even when it challenges mainstream narratives. Being “woke” signifies not just awareness but an active interest in societal transformation. Let’s delve into 21 aspects that can contribute to this heightened state of consciousness. 1.
18 Ways Trump's Presidency Could Devastate Your Finances
The mere possibility of former President Donald Trump returning to the White House in 2024 has raised questions about the potential financial impacts of such an event. With an unconventional approach to economic policies and a distinctive stance on key financial issues, the effects of a Trump re-election would undoubtedly reverberate through the wallets and bank accounts of Americans.
18 Secure States with the Highest Firearm Numbers for Safety-Conscious Citizens
Firearm ownership is deeply ingrained in American culture, with millions of guns in civilian hands across the nation. While gun ownership is prevalent throughout the United States, some states stand out for having a particularly high number of firearms. Here, we explore the 18 states with the highest number of firearms, shedding light on the gun culture, regulations, and factors contributing to their firearm counts.
18 Reasons Behind the Global Decline in Religious Affiliation
In recent decades, there has been a noticeable shift in religious affiliations worldwide, with a growing number of people identifying as non-religious or secular. This transformation in belief systems has raised questions about the factors contributing to this decline in religiosity. While individual experiences and motivations vary, there are common threads that shed light on this phenomenon.
21 Practices Christians Unknowingly Engage in That Contradict Christian Teachings
Christianity has a set of rules and regulations that its followers are expected to abide by. However, with the changing times and evolving societal norms, some of these rules may seem outdated or irrelevant. As a result, many Christians may unknowingly be engaging in activities that are forbidden by their faith. Here are 21 such things that Christians may already be doing, but are actually against the teachings of Christianity.
28 Misunderstandings Atheists Often Have About Religion
Religion has been a part of the human story for as long as we can remember. It’s shaped cultures, guided morals, and given countless people hope. But as more folks are choosing a secular or atheist path, there’s been a bit of a mix-up about what religious folks actually believe. Now, not every atheist gets things wrong, but these myths pop up now and then in chats about faith. So, let’s set the record straight and tackle 28 common misconceptions. Ready? Let’s dive in.
20 Jobs That Society Views as Pointless and Unproductive
In today’s world, there are various jobs that many people consider meaningless. These jobs are often looked down upon and not given much importance. Here are 21 such occupations that many people consider completely meaningless: Telemarketer Telemarketers are known for making unsolicited calls to people, trying to sell products or services. Many people find these calls annoying and disruptive, and the job is often considered meaningless.
Decline of Decorum - 21 Manners Today's Parents Fail to Teach Their Children - Fine-Tuned Finances
Parents play a crucial role in shaping their children’s personalities and manners. Teaching children good manners is essential as it helps them develop social skills, build relationships, and gain respect from others. Unfortunately, in today’s fast-paced world, many parents overlook the importance of teaching their children basic manners. As a result, children grow up without essential social skills, which can negatively impact their future relationships and success.
Speeding Tickets: 18 Common Mistakes Men Make When Caught in the Fast Lane
Life in the fast lane isn’t always as thrilling as it sounds, especially when the flashing lights of a patrol car appear in your rearview mirror. Speeding tickets can be a bummer, but sometimes, we men handle these little hiccups in the worst possible ways. Here are the 18 common goof-ups men make when caught pushing the pedal a bit too hard. You’ll want to take notes on this one! We all enjoy a good chinwag, but after getting pulled over, playing it cool and quiet is the name of the game.
18 Off-Limit Subjects - Conversational Minefields with Americans
Effective communication often hinges on understanding the boundaries and sensitivities of the people you’re engaging with. When conversing with Americans, as with any culture, certain topics should be approached with caution or avoided altogether to maintain a harmonious exchange. In this article, we’ll explore 18 things you should refrain from telling an American unless you’re prepared for potential trouble.
“Anyone But Biden” - New Study Reveals Americans Demand Change, Eyeing Third Parties
As the 2024 election approaches, America finds itself at a political crossroads. A study from the Pew Research Center reveals dissatisfaction among Americans with the current state of politics, including the government, political parties, and leaders. This opinion spans party lines, age groups, and various aspects of the political system. The study has highlighted broad-based dissatisfaction with the political landscape among the American public. This discontent is not targeted at any single entity.
Biden Supporters Voice Concern: Majority Rate Economy as Fair or Poor, Poll Reveals
Republicans aren’t the only ones unhappy with the economy under President Joe Biden’s administration, recent research has shown. A poll by The New York Times and Siena College has found that 62% of Biden supporters in six battleground states rate the economy as either fair or poor.
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