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Articles by Alex Kim
The National Debt And The American Family
Why it matters for retirement planning by Alex Kim The national debt is now above 39 trillion dollars. We all see the headlines, and for many in the profession it still registers as background noise – another big number in a noisy election year. But for those responsible for helping families become financially secure, the real significance is not the headline figure itself.
Tax Reform 2025: Breaking Down H.R.1
What does the One Big Beautiful Act mean for the financial security profession? Ms. Kim is vice president of public policy for the industry group Finseca. Visit www.finseca.org. On July 4, 2025, President Trump signed into law H.R. 1 — the “One Big, Beautiful Bill Act.” Touted as the most sweeping tax overhaul since the 2017 Tax Cuts and Jobs Act (TCJA), the legislation represents a major shift in tax policy with far-reaching implications for individuals, businesses, and the national economy.
DOL Pulls Back Biden-Era Rule On Independent Contractors
A significant win for financial advisors Ms. Kim is vice-president of public policy for the industry group Finseca. Visit www.finseca.org The U.S. Department of Labor (DOL) has announced it will no longer enforce or apply the Biden-era final rule regarding independent contractor (IC) classification. This shift marks a significant win for financial security professionals who choose to operate as independent contractors rather than employees.
The year ahead is a juggling act for republican lawmakers as they strive to deliver short and long-term reforms In her role as Vice President of Federal Affairs, Jennifer leads Finseca’s lobbying initiatives, advocating for policies that support the financial security profession. She educates policymakers and their staff on the importance of comprehensive financial planning, encompassing life insurance, retirement planning, and investments, to serve clients effectively.
Post Budget 2025 Commentary: The Promise Of Equitable Growth
By Alex Kim Achieving Equitable Growth for All Malaysians “Equitable growth is a cornerstone of Malaysia’s path to sustained prosperity. As outlined in Budget 2025, the government’s focus on economic reform is essential in narrowing the widening disparity between wealth and poverty, ensuring that all Malaysians benefit from the nation’s progress.
How Regulatory Updates Will Influence Financial Security Professionals
Navigating new challenges in an evolving regulatory landscape While the upcoming election is important, it’s not the sole event we should be tracking. This year, various federal agencies have been busy cranking out regulations that impact our profession and the clients we serve.
Tax Audits Deter Tax Avoidance But Not Without Costs to Firm Performance and Local Economies
In new research, Ga-Young Choi and Alex Kim show that tax audits work to deter firm tax avoidance, but with unintended costs for investment and employment for the firm and the broader economy. Previous studies show how tax audits compel executives to reevaluate risk and strategize tax planning. The influence of these audits is substantial, but so far, a comprehensive understanding of their economic implications remains elusive, primarily due to the lack of detailed public data.
Navigating 2024’s Policy Challenges "
2024 concerns can be simplified into three main items: the Department of Labor’s (DOL) fiduciary rule proposal, upcoming elections, and potential tax reform Alex Kim is Vice President, Public Policy, with Finseca. As we find ourselves in the initial months of 2024, Financial Security Professionals are navigating myriad federal policy issues that carry far-reaching implications for our profession and the diverse needs of the individuals, families, and business clients we serve.
‘The most gratifying and impactful work I do is at the hyperlocal level’
DAVE HUTCHINS Biomimicry Institute program manager, Community Bike Shop founder Butte, Montana On the global level, I work with some of the world’s brightest scientists, engineers, designers and artists and try to inspire them to look to nature for solutions — reconnecting to the living world and to each other to build a more sustainable and resilient future. On the regional level, I live at the headwaters of the Columbia River, in a landscape devastated by our insatiable demand for copper.
The Cloudflare Blog
Steve Bray: Why I joined Cloudflare 11/27/2023 We're excited to introduce Steve Bray as Cloudflare's new Head of Australia and New Zealand, as we continue to build and grow our customers, partners, and team in the region...
The Road Ahead For Holistic Planning
SECURE 2.0’s evolving landscape by Alex Kim Alex Kim is vice president, public policy, with Finseca. Visit www.finseca.org. We are now nearly nine months into the implementation of some significant retirement reforms known as SECURE 2.0. When the legislation was initially signed into law, we noted how much of a win this is for holistic financial security professionals across the board — leaders, advisors, brokerage firms and everyone in between.
Are Fees Better Than Commissions?
Guess what? There’s room for both… by Alex Kim Mr. Kim is vice president for public policy with Finseca, the rebranded industry group uniting the former AALU and GAMA associations. Visit www.finseca.org. In the second in a series of articles focused on today’s advisory career, Finseca’s Alex Kim discusses attitudes toward advisor compensation. Are you of the mindset that fees are better than commissions? Or do you fall into the camp that commissions are better than fees? Either way, you’re wrong.
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